TERMS & CONDITIONS —TRADERS CLUB PLAN

1. DEFINITIONS

For this Plan, the following terms mean:

• "Plan" means the Traders Club Plan offered by Geojit Investment Limited (Geojit) "Client" means an Individual Client who subscribes to this Plan
• "Eligible Trades" means online trades in Equity and Commodity Derivatives
• "Online Trading Platforms" means internet-based trading applications, mobile applications, and web-based platforms provided by Geojit.
• "Subscription Fee" means the fee for this Plan
• "RMS" means Risk Management System
• "SEBI" means the Securities and Exchange Board of India.
• "Exchanges" means NSE, BSE, MCX.

2. Plan Name

The plan is called the "Traders Club Plan".

3. Eligibility

• The Traders Club Plan is available exclusively to Individual Clients of Geojit.
• It is offered through Geojit's centralized digital channels only — not through branches, Authorised Persons Offices, or assisted trading channels.
• The plan is applicable only for trades executed through online trading platforms Trades placed through dealers, branches, Call & Trade, or any assisted channel are not eligible.
• NRI, NRO, Institutional, Corporate, Partnership, HUF, Trust & other non-individual categories are excluded unless notified by Geojit.
• Geojit reserves the right to verify eligibility and deny or revoke benefits for non-compliance.
• The benefits under this Plan are strictly restricted to clients of Geojit having an active Demat Account (“DP Account”) with Geojit. In the event of closure, transfer, or inactivation of the DP Account at any time, the client shall automatically cease to be eligible for the Plan, without any further obligation on Geojit.

4. Subscription Fee and Validity

• The subscription fee applicable for the selected Traders Club Plan, along with applicable GST, shall be payable upfront at the time of enrolment.
• The validity of the plan shall be as per the selected subscription period, which may include daily, weekly, monthly, quarterly, half-yearly, annual, or any other duration offered by the company from time to time.
• The benefits under the plan shall commence only upon successful receipt of payment, completion of verification requirements, and confirmation of activation by Geojit.
• Payments shall be made only through Geojit-approved payment channels. Payments received through unauthorized channels or modes may be rejected, reversed, or refunded without any interest liability.
• The subscription fee represents a separate service fee and shall not be credited to the client's trading ledger, margin account, or be available for any trading-related purpose.

5. Brokerage Benefit

• During the tenure of the Plan, brokerage in respect of eligible online derivatives trades, comprising Equity & Commodity Derivatives, shall be levied at a rate of one paise per contract note.
• Online-only. Not applicable to assisted channels.
• This is a pricing benefit only — not investment advice, research, trading recommendation, or solicitation to trade.
• To avail the benefits of the plan on the same trading day, the subscription amount must be successfully transferred and the plan activated prior to 4.00 PM.
• Contract notes for Eligible Trades shall reflect brokerage as one paise or as per the applicable plan rate, with all statutory charges shown separately.

6. Segments and Products Not Covered

Equity Cash; Currency Derivatives; Mutual Funds; Bonds; IPOs; and any other product not mentioned

7. Charges Not Covered Under the Plan

Only brokerage is waived. All other charges apply:

Exchange transaction charges; SEBI turnover charges; STT; Stamp Duty; GST; Clearing Corporation charges; Physical settlement charges; Penalty charges; Delayed payment charges; Interest charges; and any other statutory or regulatory charges & company-imposed charges GST on the subscription fee is charged in addition to the applicable subscription amount. Tax invoices are issued as per GST law.

8. RMS Square-Off Charges

Positions squared off by RMS due to margin shortfall, risk controls, expiry, regulatory requirements, & any other risk-management reason -- charges apply as per prevailing tariff.

9. Physical Settlement Charges

Physical settlement charges apply separately as per prevailing tariff.

10. Penalties and Delayed Payment Charges

Penalties, short-margin penalties, auction charges, delayed payment charges, interest, exchange levies, and any charges arising from client obligations, margin shortfall, or regulatory requirements — are not covered.

11. Payment Terms

Subscription payment only through Geojit-approved channels. Unauthorized payments will be rejected or reversed without interest.

12. Refund Policy

The subscription fee is non-refundable and non-transferable

No refund in any case: Non-utilization; low trading activity; account closure; suspension; regulatory actions; cancellation; or expiry.

13. Non-Transferability

Benefits are exclusive to the subscribed account, cannot be transferred, assigned, shared, or extended.

14. Plan Expiry

The benefits available under the selected plan shall automatically cease upon completion of the applicable subscription period as defined for the plan subscribed by the client.

Upon expiry of the subscription period, brokerage and other charges shall be levied as per the client's prevailing tariff plan unless the client renews the subscription or enrolls in another eligible plan offered by the company

15. Modification, Suspension, or Withdrawal

Geojit reserves the right to modify, suspend, withdraw, discontinue, or, at any time, subject to regulatory requirements and SEBI/exchange directions.

Changes notified by email, SMS, or platform notification must be treated as acceptance.

Any dispute or grievance relating to this Plan may be raised through SEBI's SCORES portal or the Online Dispute Resolution (ODR) mechanism.

16. Regulatory and Risk Disclosure

This Plan complies with SEBI regulations and exchange bye-laws. Clients must have active derivatives segment, completed KYC, and be eligible for derivatives trading. This Plan does not override suitability requirements.

Derivatives trading involves substantial risk: leverage, volatility, margin shortfall, unlimited loss potential (short options), time decay, liquidity risk, and regulatory risk. This Plan is not investment advice, research, or solicitation to trade.

17. GOVERNING LAW

These Terms are governed by Indian law. Disputes subject to Kochi, Kerala jurisdiction.

18. Dispute Resolution

All disputes arising out of or in connection with this Agreement shall be finally resolved by arbitration under the Arbitration and Conciliation Act, 1996, seated at Kochi, India.

19. SEVERABILITY

If any provision is invalid, it is severed and the rest continues.

20. Acceptance

By subscribing, I/we. confirms:

• (a)I have read, understood, and accepted these Terms
• (b)This is not investment advice, research, or a solicitation to trade;
• (c)I am aware of risks aware of the risk associated and have assessed my suitability
• (d)The subscription fee is non-refundable and non-transferable;
• (e)I will pay all charges not covered
• (f)I accept Geojit's right to modify, suspend, or withdraw this Plan
• (g)I meet the eligibility criteria
• (h)Assisted channel trades are not eligible (i)The subscription fee is not in my trading