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AU Small Finance Bank Ltd, Tata Communications Ltd, Varroc Engineering Ltd, Havells India Ltd are among the other stocks to see a surge in volumes on BSE today, 23 April 2025.
Sunteck Realty Ltd registered volume of 25353 shares by 10:47 IST on BSE, a 2.83 fold spurt over two-week average daily volume of 8973 shares. The stock rose 1.04% to Rs.407.25. Volumes stood at 9534 shares in the last session.
AU Small Finance Bank Ltd witnessed volume of 2.85 lakh shares by 10:47 IST on BSE, a 2.42 times surge over two-week average daily volume of 1.18 lakh shares. The stock increased 5.21% to Rs.645.25. Volumes stood at 1.58 lakh shares in the last session.
Tata Communications Ltd saw volume of 45748 shares by 10:47 IST on BSE, a 2.4 fold spurt over two-week average daily volume of 19038 shares. The stock dropped 0.98% to Rs.1,582.20. Volumes stood at 28720 shares in the last session.
Varroc Engineering Ltd recorded volume of 19437 shares by 10:47 IST on BSE, a 2.3 times surge over two-week average daily volume of 8434 shares. The stock gained 1.75% to Rs.459.80. Volumes stood at 14420 shares in the last session.
Havells India Ltd saw volume of 1.56 lakh shares by 10:47 IST on BSE, a 2.27 fold spurt over two-week average daily volume of 68874 shares. The stock dropped 3.51% to Rs.1,606.30. Volumes stood at 37368 shares in the last session.
Profit before tax was at Rs 657.14 crore in the fourth quarter of FY25, registering a growth of 44.47% year-on-year.
Net interest income (NII) stood at Rs 2,094 crore in Q4 FY25, up 57% YoY. Net interest margin (NIM) stood at 5.8% in Q4 FY25, compared to 5.1% in Q4 FY24.
The bank’s pre-provisioning operating profit (PPoP) for Q4 FY25 grew 99% YoY to Rs 1,292 crore, compared to Rs 650 crore in Q4 FY24.
The bank's total deposits increased 42.53% YoY to Rs 1,24,269 crore in Q4 FY25.
CASA deposits increased by 24.46% YoY to Rs 36,253 crore in Q4 FY25, compared to Rs 29,126 crore in Q4 FY24; CASA ratio was at 29%.
On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 2,477.02 crore as on 31 March 2025 as against Rs 1,237.40 crore as on 31 March 2024.
The bank's net non-performing assets (NPAs) stood at Rs 791.34 crore as on 31 March 2025 as against Rs 400.98 crore as on 31 March 2024.
The ratio of net NPA to gross advances stood at 2.28% as on 31 March 2025 as against 1.67% as on 31 March 2024.
The ratio of net NPA to net advances stood at 0.74% as on 31 March 2025 as against 0.55% as on 31 March 2024.
Sanjay Agarwal, Founder, MD & CEO, AU Small Finance Bank said, “We are coming out of a tough macroeconomic environment marked by persistent inflation, tight liquidity, a challenging credit environment, and lower-than-expected GDP growth. As we enter FY26, the economic outlook remains uncertain, driven largely by global factors such as tariff war and geopolitical developments. However, India is comparatively well-positioned, with both the Central Government and the RBI implementing supportive measures including tax rationalization, interest rate cuts, and the injection of durable liquidity into the banking system.
Against this backdrop, we have delivered a strong performance with higher than sectoral growth in both deposits and advances. We made meaningful progress on productivity and efficiency, which enabled us to deliver stronger profitability—even amid a credit cycle in unsecured businesses of microfinance and credit cards. As we celebrate 30 years of AU and 8 years of our banking journey, we remain focused on building an institution that can truly scale with sustainability.
I want to express my sincere gratitude to all stakeholders for their continued trust and support. We remain committed to driving financial inclusion, empowering individuals and businesses, and contributing towards strengthening India’s economic resilience and advancing sustainable growth.”
On a full-year basis, the company's net profit surged 37.21% to Rs 2105.92 crore on a 51.73% surge in revenue from operations to Rs 18590.04 crore in FY24 over FY23.
Meanwhile, the board of directors has recommended a dividend of Rs 1 per equity share of Rs 10 each for the financial year ended 31 March 2025, subject to approval of shareholders at the ensuing annual general meeting (AGM) of the bank. The dividend on equity shares will be paid after the same is approved by the shareholders at the ensuing AGM of the bank.
AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services.
Latent View Analytics Ltd, AU Small Finance Bank Ltd, Choice International Ltd and Coforge Ltd are among the other gainers in the BSE's 'A' group today, 23 April 2025.
HCL Technologies Ltd spiked 7.90% to Rs 1597 at 11:47 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 4.36 lakh shares were traded on the counter so far as against the average daily volumes of 1.44 lakh shares in the past one month.
Latent View Analytics Ltd surged 7.46% to Rs 421.4. The stock was the second biggest gainer in 'A' group. On the BSE, 63658 shares were traded on the counter so far as against the average daily volumes of 53465 shares in the past one month.
AU Small Finance Bank Ltd soared 6.46% to Rs 652.9. The stock was the third biggest gainer in 'A' group. On the BSE, 3.36 lakh shares were traded on the counter so far as against the average daily volumes of 94108 shares in the past one month.
Choice International Ltd advanced 6.29% to Rs 597.95. The stock was the fourth biggest gainer in 'A' group. On the BSE, 1.15 lakh shares were traded on the counter so far as against the average daily volumes of 39572 shares in the past one month.
Coforge Ltd exploded 6.13% to Rs 7380.85. The stock was the fifth biggest gainer in 'A' group. On the BSE, 57419 shares were traded on the counter so far as against the average daily volumes of 30331 shares in the past one month.
For the full year,net profit rose 37.22% to Rs 2105.93 crore in the year ended March 2025 as against Rs 1534.72 crore during the previous year ended March 2024. Total Operating Income rose 52.19% to Rs 16063.73 crore in the year ended March 2025 as against Rs 10554.71 crore during the previous year ended March 2024.
CASA deposits increased by 24.46% YoY to Rs 36,253 crore in Q4 FY25, compared to Rs 29,126 crore in Q4 FY24; the CASA ratio was at 29%.
On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 2,477.02 crore as on 31 March 2025, as against Rs 1,237.40 crore as on 31 March 2024.
The bank's net non-performing assets (NPAs) stood at Rs 791.34 crore as on 31 March 2025, as against Rs 400.98 crore as on 31 March 2024.
The ratio of gross NPAs to gross advances stood at 2.28% as on 31 March 2025, as against 1.67% as on 31 March 2024.
The ratio of net NPA to net advances stood at 0.74% as on 31 March 2025, as against 0.55% as on 31 March 2024.
Sanjay Agarwal, Founder, MD & CEO, AU Small Finance Bank, said, “We are coming out of a tough macroeconomic environment marked by persistent inflation, tight liquidity, a challenging credit environment, and lower-than-expected GDP growth. As we enter FY26, the economic outlook remains uncertain, driven largely by global factors such as tariff wars and geopolitical developments.
However, India is comparatively well-positioned, with both the central government and the RBI implementing supportive measures, including tax rationalization, interest rate cuts, and the injection of durable liquidity into the banking system.
Against this backdrop, we have delivered a strong performance with higher than sectoral growth in both deposits and advances. We made meaningful progress on productivity and efficiency, which enabled us to deliver stronger profitability—even amid a credit cycle in unsecured businesses of microfinance and credit cards. As we celebrate 30 years of AU and 8 years of our banking journey, we remain focused on building an institution that can truly scale with sustainability. I want to express my sincere gratitude to all stakeholders for their continued trust and support.
We remain committed to driving financial inclusion, empowering individuals and businesses, and contributing towards strengthening India’s economic resilience and advancing sustainable growth.”
Shares of AU Small Finance Bank declined 1.59% to end at Rs 617 on the BSE.