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AU Small Finance Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 1057, down 0.75% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.6% on the day, quoting at 23754.05. The Sensex is at 76038.44, down 0.62%.AU Small Finance Bank Ltd has eased around 1.03% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has eased around 1.1% in last one month and is currently quoting at 57369.65, down 0.55% on the day. The volume in the stock stood at 6.25 lakh shares today, compared to the daily average of 14.66 lakh shares in last one month.
The benchmark September futures contract for the stock is quoting at Rs 1062.3, down 0.71% on the day. AU Small Finance Bank Ltd jumped 51.05% in last one year as compared to a 4.11% slide in NIFTY and a 5.29% spurt in the Nifty Bank index.
The PE of the stock is 28.03 based on TTM earnings ending June 26.
IndusInd Bank Ltd lost 2.03% today to trade at Rs 1011.05. The BSE BANKEX index is down 0.59% to quote at 64887.93. The index is down 1.97 % over last one month. Among the other constituents of the index, State Bank of India decreased 1.05% and AU Small Finance Bank Ltd lost 1.03% on the day. The BSE BANKEX index went up 5.29 % over last one year compared to the 3.36% fall in benchmark SENSEX.
IndusInd Bank Ltd has lost 1.57% over last one month compared to 1.97% fall in BSE BANKEX index and 0.33% drop in the SENSEX. On the BSE, 1629 shares were traded in the counter so far compared with average daily volumes of 3.91 lakh shares in the past one month. The stock hit a record high of Rs 1077.8 on 22 Jul 2026. The stock hit a 52-week low of Rs 710.85 on 26 Sep 2025.
Operating profit before provisions and contingencies increased 9.39% YoY to Rs 1,435.47 crore in Q1 FY27 from Rs 1,312.21 crore posted in Q1 FY26.
Net interest income (NII) grew 32% YoY to Rs 2,695 crore, while the net interest margin (NIM) expanded by 47 basis points to 5.9%.
Total deposits increased 24% YoY to Rs 1,57,727 crore as of 30 June 2026. Current account deposits rose 34% YoY to Rs 8,498 crore, while savings account deposits grew 19% YoY to Rs 36,902 crore. Consequently, CASA deposits advanced 22% YoY to Rs 45,399 crore, with the CASA ratio standing at 29%.
The bank's gross loan portfolio (GLP) expanded 23% YoY to Rs 1,44,250 crore in Q1 FY27.
Asset quality improved during the quarter, with the gross non-performing asset (GNPA) ratio declining to 2.10% as of 30 June 2026 from 2.47% a year earlier. The net NPA ratio also improved to 0.76% from 0.88%.
Slippages fell 22% YoY to Rs 798 crore in Q1 FY27 from Rs 1,027 crore in Q1 FY26. The provision coverage ratio, including technical write-offs, remained stable at 85%.
The bank's capital position remained healthy, with the capital adequacy ratio at 18.9% and the Tier I capital adequacy ratio at 17.1% as of 30 June 2026.
During Q1, Bank successfully rolled out agentic AI-enabled gold loan origination platform in a controlled environment. A mobile-native version is now live and will start extending this to branches in a calibrated manner
Meanwhile, the bank's board has approved the elevation of Yogesh Jain, currently serving as the chief operating officer (COO), to the position of deputy chief executive officer (Deputy CEO) with effect from 25 July 2026. He will continue to report to the managing director & CEO and will remain part of the bank's senior management personnel (SMP).
AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services.
The scrip added 2.66% to settle at Rs 1002.25 on the BSE.