Mutual Funds Sahi Hai!
To avail the service, you will be redirected to loans.geojitcredits.com
Net interest income (NII) grew by 15.70% on YoY basis to Rs 3,914 crore in Q1 FY27 as against Rs 3,383 crore in Q1 FY26. Net interest margin (NIM) stood at 3.06% as on 30 June 2026.
Operating profit for Q1 FY27 declined by 5.12% to Rs 2,186 crore from Rs 2304 crore in Q1 FY26.
Provisions declined by 24.05% YoY to Rs 862 crore in the June 2026 quarter. Provision coverage ratio stood at 95.86 as on 30 June 2026.
Accordingly, profit before tax in Q1 FY27 stood at Rs 1,784.45 crore, up by 0.1% from Rs 1,783 crore in Q1 FY26. Total tax outgo the first quarter of FY27 was Rs 461 crore, down 25% YoY.
Gross NPA as on 30 June 2026 was 2.60% as against 3.13% as on 30 June 2025. Net NPA remained unchanged at 0.49% as on 30 June 2026.
Total global business of the bank grew by 18.29% to Rs 833,320 crore in Q1 FY27 from Rs 704,485 crore in Q1 FY26.
Total deposits increased by 11.68% YoY to Rs 478,972 crore in June 2026 quarter. Gross global advances jumped by 28.58% to Rs 354,348 crore in Q1 FY27 from Rs 275,595 crore in Q1 FY26.
CRAR improved to 18.28 %, out of which Tier I is 16.54 % as on 30 June 2026.
Central Bank of India is a public sector bank. The bank is having pan India presence with total 22346 touch points, with 4605 branches, with network of branches in rural & semi urban areas (66.31%) & 1 IFSC Banking Unit, 3820 ATMs and 13890 BC outlets & 30 BC Maxx Centres as on 30 June 2026.
Total global business stood at Rs 8,33,840 crore as of 30 June 2026, registering an 18.36% YoY and 2.63% quarter-on-quarter (QoQ) growth from Rs 7,04,485 crore and Rs 8,12,439 crore, respectively.
CASA deposits increased 11.14% YoY to Rs 2,22,865 crore, compared with Rs 2,00,522 crore a year ago, and rose 0.94% QoQ from Rs 2,20,781 crore.
The bank's CASA ratio eased to 46.61% as of 30 June 2026, from 46.88% as of 30 June 2025 and 47.30% as of 31 March 2026, reflecting a decline of 27 basis points (bps) YoY and 69 bps QoQ.
The bank also reported IBU (Overseas) advances of Rs 473 crore as of 30 June 2026.
Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers. On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on a 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2025.
Central Bank of India is up for a third straight session today. The stock is quoting at Rs 31.06, up 2.07% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.35% on the day, quoting at 23203.25. The Sensex is at 73727.01, up 0.28%. Central Bank of India has slipped around 12.85% in last one month.
Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has slipped around 3.5% in last one month and is currently quoting at 8199.55, up 3.01% on the day. The volume in the stock stood at 110.26 lakh shares today, compared to the daily average of 179.04 lakh shares in last one month.
The PE of the stock is 6.3 based on TTM earnings ending March 26.
Vivek Kumar has over 27 years of experience in the banking industry and three years of experience in financial services. He joined the bank in 1999 and has worked across retail banking, credit, information technology, financial inclusion, merchant banking and general banking functions. He has also served as chairman of a regional rural bank.
Shares of Central Bank of India shed 0.86% to Rs 30.04 on the BSE.
The base offer comprised 36.20 crore equity shares, representing around 4% stake in the bank, with an oversubscription option of an additional 36.20 crore shares. The government exercised the greenshoe option, taking the total OFS size to 72.41 crore shares, or nearly 8% of the bank’s equity share capital.
Out of the total offer size, around 65.17 crore shares were reserved for non-retail investors, while 7.24 crore shares were earmarked for retail investors.
As of 3:30 PM on 25 May 2026, the OFS received bids for 9.24 crore shares in the retail category, translating into 127.73% subscription against the retail offer size of 7.24 crore shares. The non-retail portion was subscribed 113.63%.
The clearing price for the OFS was fixed at Rs 31 per share for the non-retail portion.
Additionally, the government may offer 75 lakh shares to eligible employees under a separate employee quota.
As of March 2026, the Government of India held 89.27% stake in Central Bank of India.
On a standalone basis, the PSU lender's net profit fell 29.91% to Rs 724.43 crore on 4.62% increase in total income to Rs 10,810.49 crore in Q4 March 2026 over Q4 March 2026.
Shares of Central Bank of India were currently down 0.23% at Rs 30.97 on the BSE today.
Ganesha Ecosphere Ltd, Central Bank of India, Max Healthcare Institute Ltd and GMR Power & Urban Infra Ltd are among the other losers in the BSE's 'A' group today, 22 May 2026.
Engineers India Ltd lost 8.75% to Rs 216.35 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 7.16 lakh shares were traded on the counter so far as against the average daily volumes of 2.7 lakh shares in the past one month.
Ganesha Ecosphere Ltd tumbled 7.26% to Rs 969.6. The stock was the second biggest loser in 'A' group.On the BSE, 81481 shares were traded on the counter so far as against the average daily volumes of 12740 shares in the past one month.
Central Bank of India crashed 7.17% to Rs 31.48. The stock was the third biggest loser in 'A' group.On the BSE, 23.37 lakh shares were traded on the counter so far as against the average daily volumes of 4.5 lakh shares in the past one month.
Max Healthcare Institute Ltd pared 7.12% to Rs 1013.8. The stock was the fourth biggest loser in 'A' group.On the BSE, 4.2 lakh shares were traded on the counter so far as against the average daily volumes of 89891 shares in the past one month.
GMR Power & Urban Infra Ltd plummeted 6.76% to Rs 108.35. The stock was the fifth biggest loser in 'A' group.On the BSE, 4.46 lakh shares were traded on the counter so far as against the average daily volumes of 1.28 lakh shares in the past one month.
Central Bank of India, JSW Cement Ltd, FSN E-Commerce Ventures Ltd, Life Insurance Corporation of India are among the other stocks to see a surge in volumes on NSE today, 22 May 2026.
Honasa Consumer Ltd recorded volume of 591.28 lakh shares by 14:14 IST on NSE, a 83.27 times surge over two-week average daily volume of 7.10 lakh shares. The stock gained 9.29% to Rs.394.00. Volumes stood at 9.36 lakh shares in the last session.
Central Bank of India witnessed volume of 789.86 lakh shares by 14:14 IST on NSE, a 19.27 times surge over two-week average daily volume of 40.98 lakh shares. The stock dropped 7.19% to Rs.31.48. Volumes stood at 25.36 lakh shares in the last session.
JSW Cement Ltd registered volume of 932.93 lakh shares by 14:14 IST on NSE, a 17.44 fold spurt over two-week average daily volume of 53.49 lakh shares. The stock rose 7.16% to Rs.136.59. Volumes stood at 411.17 lakh shares in the last session.
FSN E-Commerce Ventures Ltd recorded volume of 262.43 lakh shares by 14:14 IST on NSE, a 7.7 times surge over two-week average daily volume of 34.10 lakh shares. The stock gained 0.71% to Rs.276.45. Volumes stood at 58.38 lakh shares in the last session.
Life Insurance Corporation of India recorded volume of 119.06 lakh shares by 14:14 IST on NSE, a 7.57 times surge over two-week average daily volume of 15.72 lakh shares. The stock gained 2.34% to Rs.818.90. Volumes stood at 40.74 lakh shares in the last session.