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Overnight - 7.95% One month - 8.20% Three month - 8.40% Six month - 8.60% One year - 8.75% Three years - 9.05%
Further, existing Repo linked Lending Rate (RLLR) i.e. 8.10 % (including BSP of 0.10%) and Base Rate i.e. 9.50% remain unchanged.
Net interest income fell by 4.5% to Rs 10,533 crore in the December’25 quarter from Rs 11,032 crore recorded in the December’24 quarter. Net interest margin (NIM) for Q3 FY26 was 2.52% as against 2.93% for Q3 FY25.
Operating expenses for the period under review added up to Rs 8,074 crore, up 3.2% YoY.
Accordingly, operating profit for Q3 FY26 was Rs 7481 crore, higher by 13% as compared with Rs 6621 crore posted in Q3 FY25.
The bank has made a provision of Rs 1,150 crore in Q3 FY26. It had written back provision amounting to Rs 285 crore in Q3 FY25.
Profit before tax in Q3 FY26 stood at Rs 6,331 crore, down by 8.3% from Rs 6,906 crore recorded in Q3 FY25.
The gross NPA ratio improved by 90 basis points YoY to 3.19% as on 31 December 2025 from 4.09% as on 31 December 2024.
The net NPA ratio improved by 9 basis points YoY to 0.32% as on 31 December 2025 from 0.41% as on 31 December 2024.
The provision coverage ratio improved by 22 basis points YoY 96.99% as on 31 December 2025.
The global business of the bank grew by 9.5% to Rs 28,91,528 crore as on 31 December 2025 from Rs 26,39,991 crore as on 31 December 2024.
Global deposits registered a growth of 8.5% YoY basis to Rs 16.60 lakh crore while global advances increased by 10.9% on YoY basis to Rs 12.31 lakh croreas on 31 December 2025.
CRAR improved to 16.77% as on 31 December 2025 from 15.41% as on 31 December 2024, reflecting an increase of 136 basis points.
Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, and others. As on 31 December 2025, the bank has 10,261 domestic branches and 2 international branches. Out of total branches, the bank has 63.3% branches in rural & semi-urban areas.
The scrip fell 1.99% to currently trade at Rs 125.50 on the BSE.
Punjab National Bank is up for a fifth straight session today. The stock is quoting at Rs 131.9, up 2.5% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.37% on the day, quoting at 25759.55. The Sensex is at 83749.1, up 0.44%. Punjab National Bank has gained around 10.53% in last one month.
Meanwhile, Nifty Bank index of which Punjab National Bank is a constituent, has gained around 1.9% in last one month and is currently quoting at 59580.15, up 0.78% on the day. The volume in the stock stood at 242.5 lakh shares today, compared to the daily average of 150.93 lakh shares in last one month.
The benchmark January futures contract for the stock is quoting at Rs 132.07, up 2.32% on the day. Punjab National Bank is up 31.73% in last one year as compared to a 11.02% jump in NIFTY and a 23.71% jump in the Nifty Bank index.
The PE of the stock is 9.45 based on TTM earnings ending September 25.
Shares of Steel Authority of India (SAIL) are banned from F&O trading on 5 January 2026.
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Oil companies will be in focus following US attacks on Venezuela, as potential volatility in crude oil prices could impact the sector.
Avenue Supermarts (Dmart)’s standalone revenue from operations jumped 13% to Rs 17,612.62 crore in Q3 FY26 compared with Rs 15,565.23 crore in Q3 FY25.
Jammu & Kashmir Bank's gross advances jumped 17.26% to Rs 1,16,247.92 crore as of 31 December 2025, compared with Rs 99,133.35 crore as of 31 December 2024.
Punjab National Bank (PNB) domestic deposits increased 8.32% to Rs 15,97,487 crore as of 31 December 2025 compared with Rs 14,74,760 crore posted on 31 December 2024.
Mahindra & Mahindra Financial Services has reported overall disbursements of around Rs 17,600 crore in Q3 FY26, registering a 7% year-on-year growth.
Union Bank of India has reported a 7.42% rise in domestic advances to Rs 9,80,643 crore as of 31 December 2025, as against Rs 9,42,273 crore posted as of 31 December 2025.
Corona Remedies reported a 21.75% increase in consolidated net profit to Rs 52.32 crore on 15.05% rise in revenue from operations to Rs 361.13 crore in Q2 FY26 over Q2 FY25.
V2 Retail reported strong operational momentum in the December quarter, driven by aggressive network expansion and its continued transition from a regional player to a national retail footprint. Standalone revenue rose 57% year-on-year to Rs 927 crore in Q3 FY26, compared with Rs 591 crore in the year-ago period,
Bank of India reported a 12.50% YoY increase in global business to Rs 16,27,098 crore as of 31 December 2025. Global deposits stood at Rs 8,87,287 crore, reflecting an 11.64% YoY increase. Domestic deposits rose 12.80% YoY to Rs 7,65,500 crore as of 31 December 2025 from Rs 6,78,626 crore a year earlier.
The bank’s global advances increased 10.98% YoY to Rs 12,32,245 crore as of 31 December 2025 from Rs 11,10,292 crore a year earlier and rose 5.36% QoQ from Rs 11,69,592 crore as of 30 September 2025.
As of 31 December 2025, the bank’s global deposits stood at Rs 16,60,385 crore, registering a growth of 8.54% YoY and 2.68% QoQ.
The bank's global business stood at Rs 28,92,630 crore as of 31 December 2025, recording a growth of 9.57% YoY and 3.80% QoQ.
The global credit-deposit ratio advanced to 74.21% as of 31 December 2025, compared with 72.58% recorded a year earlier on 31 December 2024.
Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, and others. As of 30th September 2025, the bank has 10,228 domestic branches and 2 international branches. Out of the total number of branches, the bank has 63.3% of branches in rural & semi-urban areas.
The bank’s standalone net profit climbed 13.95% to Rs 4,903.73 crore on a 5.13% jump in total income to Rs 36,213.62 crore in Q2 FY26 over Q2 FY25.
Shares of Punjab National Bank rallied 1.17% to close at Rs 125.40 on the BSE on 2 January 2026.
Punjab National Bank is up for a fifth straight session today. The stock is quoting at Rs 125.06, up 0.9% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.6% on the day, quoting at 26303.05. The Sensex is at 85667.85, up 0.56%. Punjab National Bank has gained around 4.39% in last one month.
Meanwhile, Nifty Bank index of which Punjab National Bank is a constituent, has gained around 1.28% in last one month and is currently quoting at 59711.55, up 0.66% on the day. The volume in the stock stood at 66.61 lakh shares today, compared to the daily average of 159.55 lakh shares in last one month.
The benchmark January futures contract for the stock is quoting at Rs 125.89, up 0.99% on the day. Punjab National Bank is up 17.54% in last one year as compared to a 9.57% jump in NIFTY and a 17.88% jump in the Nifty Bank index.
The PE of the stock is 9.1 based on TTM earnings ending September 25.
Punjab National Bank rose for a third straight session today. The stock is quoting at Rs 124.3, up 1.57% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.76% on the day, quoting at 26136.25. The Sensex is at 85259.33, up 0.69%. Punjab National Bank has dropped around 0.8% in last one month.
Meanwhile, Nifty Bank index of which Punjab National Bank is a constituent, has dropped around 0.01% in last one month and is currently quoting at 59171.25, up 0.85% on the day. The volume in the stock stood at 122.62 lakh shares today, compared to the daily average of 167.82 lakh shares in last one month.
The benchmark January futures contract for the stock is quoting at Rs 125.16, up 1.82% on the day. Punjab National Bank is up 21.08% in last one year as compared to a 10.08% gain in NIFTY and a 16.87% gain in the Nifty Bank index.
The PE of the stock is 8.99 based on TTM earnings ending September 25.