Mutual Funds Sahi Hai!
To avail the service, you will be redirected to loans.geojitcredits.com
SBI Cards & Payment Services Ltd dropped for a fifth straight session today. The stock is quoting at Rs 602.3, down 2.22% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.36% on the day, quoting at 23467.1. The Sensex is at 74624.13, up 0.48%.SBI Cards & Payment Services Ltd has eased around 6.59% in last one month.Meanwhile, Nifty Financial Services index of which SBI Cards & Payment Services Ltd is a constituent, has eased around 3.5% in last one month and is currently quoting at 25008.45, down 0.39% on the day. The volume in the stock stood at 11.84 lakh shares today, compared to the daily average of 14.84 lakh shares in last one month.
The benchmark June futures contract for the stock is quoting at Rs 601.7, up 1.72% on the day. SBI Cards & Payment Services Ltd tumbled 34.27% in last one year as compared to a 4.38% slide in NIFTY and a 5.12% fall in the Nifty Financial Services index.
The PE of the stock is 27.07 based on TTM earnings ending March 26.
For the full year,net profit rose 13.06% to Rs 2166.71 crore in the year ended March 2026 as against Rs 1916.41 crore during the previous year ended March 2025. Sales rose 10.11% to Rs 19899.63 crore in the year ended March 2026 as against Rs 18072.22 crore during the previous year ended March 2025.
While total spends grew by 31% at Rs 115,350 crore, receivables grew by 2% to Rs 56,926 crore in Q4 FY26 over Q4 FY25.
Cards-in-force grew by 6% to 2.21 crore as of Q4 FY26 as against 2.08 crore as of Q4 FY25. New accounts volume stood at 917K in Q4 FY26 as compared to 1,109K in Q4 FY25.
Total expenses rose by 6.3% to Rs 4,371 crore in the March 2026 quarter from Rs 4,113 crore in the March 2025 quarter. Impairment charge on financial instruments for the period under review was Rs 1,097 crore in Q4 FY26, down 11.9% YoY.
Profit before tax in Q4 FY26 stood at Rs 816 crore, up by 13.5% from Rs 719 crore in Q3 FY25.
The gross non-performing assets were at 2.41% of gross advances as of 31 March 2026 as against 3.08% as of 31 March 2025. Net non-performing assets were at 1.04% as of 31 March 2026 as against 1.46% as of 31 March 2025.
The company’s total balance sheet size as of 31 March 2026 was Rs 66,328 crore as against Rs 65,546 crore as of 31 March 2025.
Total gross advances (credit card receivables) as of 31 March 2026 were Rs 56,926 crore as against Rs 55,840 crore as of 31 March 2025.
Net worth as of 31 March 2026 was Rs 15,797 crore, up 14% YoY.
For FY26, the company posted net profit and total income of Rs 2,167 crore (up 13.1% YoY) and Rs 20,708 crore (up 11.1% YoY), respectively.
As of 31 March 2026, the company's CRAR was 25.5% compared to 22.9% as of 31 March 2025.
SBI Cards and Payment Services is a non-banking financial company that offers extensive credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel & fuel, and banking partnerships cards along with corporate cards covering all major cardholders' segments in terms of income profile and lifestyle. The brand has a wide base of around 22.1 million cards in force as of March 2026.
The scrip had added 0.06% to end at Rs 671 on the BSE today.
SBI Cards & Payment Services Ltd rose for a third straight session today. The stock is quoting at Rs 694.1, up 1.24% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.31% on the day, quoting at 24272.2. The Sensex is at 78203, up 0.27%. SBI Cards & Payment Services Ltd has dropped around 3% in last one month.
Meanwhile, Nifty Financial Services index of which SBI Cards & Payment Services Ltd is a constituent, has dropped around 1.95% in last one month and is currently quoting at 26343.55, up 0.34% on the day. The volume in the stock stood at 4.32 lakh shares today, compared to the daily average of 15.59 lakh shares in last one month.
The benchmark April futures contract for the stock is quoting at Rs 693.9, up 1.23% on the day. SBI Cards & Payment Services Ltd is down 23.7% in last one year as compared to a 0.61% gain in NIFTY and a 0% gain in the Nifty Financial Services index.
The PE of the stock is 31.2 based on TTM earnings ending December 25.
SBI Cards & Payment Services Ltd fell for a fifth straight session today. The stock is quoting at Rs 725.8, down 0.11% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.61% on the day, quoting at 24631.05. The Sensex is at 79505.6, up 0.49%.SBI Cards & Payment Services Ltd has eased around 4.03% in last one month.Meanwhile, Nifty Financial Services index of which SBI Cards & Payment Services Ltd is a constituent, has eased around 2.61% in last one month and is currently quoting at 27020.45, up 0.23% on the day. The volume in the stock stood at 10.61 lakh shares today, compared to the daily average of 13.53 lakh shares in last one month.
The benchmark March futures contract for the stock is quoting at Rs 723.95, down 0.21% on the day. SBI Cards & Payment Services Ltd tumbled 13.5% in last one year as compared to a 9.25% rally in NIFTY and a 16.92% spurt in the Nifty Financial Services index.
The PE of the stock is 33.04 based on TTM earnings ending December 25.