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Yes Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 16.34, down 0.43% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.68% on the day, quoting at 22656.5. The Sensex is at 73278.46, down 0.59%.Yes Bank Ltd has eased around 29.69% in last one month.Meanwhile, Nifty Bank index of which Yes Bank Ltd is a constituent, has eased around 2.96% in last one month and is currently quoting at 54976.9, down 0.18% on the day. The volume in the stock stood at 948.36 lakh shares today, compared to the daily average of 1357.19 lakh shares in last one month.
The benchmark October futures contract for the stock is quoting at Rs 16.34, down 0.06% on the day. Yes Bank Ltd tumbled 28.08% in last one year as compared to a 12.49% slide in NIFTY and a 5.51% fall in the Nifty Bank index.
The PE of the stock is 12.3 based on TTM earnings ending September 26.
Non-interest income increased 14.4% YoY and 4.7% QoQ to Rs 1,882 crore in Q2 FY27. Core fee income grew 15.5% year-on-year.
Operating profit increased 29.4% year-on-year to Rs 1,678 crore from Rs 1,296 crore, but declined 1.5% quarter-on-quarter from Rs 1,704 crore. The cost-to-income ratio stood at 64.3%, compared with 67.1% in Q2 FY26 and 62.8% in Q1 FY27.
Provisions stood at Rs 317 crore, down 24.2% YoY and down 19.5% QoQ. Net credit costs were 0.3% of average assets on an annualised basis, compared with 0.4% in Q2 FY26 and 0.3% in Q1 FY27.
Gross non-performing assets (GNPA) declined to 1.2% as of 30 September 2026 from 1.6% a year earlier and 1.3% in the previous quarter. Net non-performing assets (NNPA) stood at 0.2%, compared with 0.3% in Q2 FY26 and 0.2% in Q1 FY27. The provision coverage ratio was 80.5%, against 81% a year earlier and 81.7% in the previous quarter.
Advances increased 23.7% year-on-year to Rs 3,09,510 crore. After normalising for foreign currency term loans related to FCNR(B) deposits, advances grew 17.6% YoY and 3.2% QoQ. Retail banking advances grew 8.7% year-on-year, commercial banking advances increased 20.2%, and corporate and institutional banking advances rose 31.4%.
Total deposits increased 19.5% YoY and 12.2% QoQ to Rs 3,54,004 crore. Retail and branch-led deposits grew 20.9% year-on-year to Rs 2,07,985 crore, accounting for 58.8% of total deposits. CASA deposits increased 6.5% year-on-year to Rs 1,06,175 crore. The bank mobilised Rs 18,575 crore through FCNR(B) deposits during the Reserve Bank of India's concessional swap window.
The capital adequacy ratio stood at 14.5%, while the Common Equity Tier 1 (CET1) ratio was 13.7%, compared with 13.9% a year earlier and 14.0% in the previous quarter. The average liquidity coverage ratio was 131.4%.
Managing director and CEO Vinay M. Tonse said the bank delivered steady performance, supported by growth in core operating income and continued improvement in asset quality. He added that total assets crossed Rs 5 lakh crore, deposits exceeded Rs 3.5 lakh crore and advances crossed Rs 3 lakh crore.
Separately, YES Bank disclosed that the Supreme Court, in its judgment dated 15 October 2026, upheld the Bombay High Court judgment concerning the write-down of the bank's Additional Tier-1 bonds aggregating Rs 8,415 crore and dismissed the appeals filed in the matter. The bank said it was assessing the consequential actions and financial and regulatory implications. No impact from the judgment had been recognised in the reported Q2 FY27 financial results.
YES Bank is a private sector bank headquartered in Mumbai, offering corporate and institutional banking, retail banking, MSME banking, transaction banking and treasury services. The bank has more than 1,300 branches and over 1,350 ATMs, including cash recycler machines and cash deposit machines, across 300 districts in India.
Shares of YES Bank were down 2.29 % at Rs 17.10 on the NSE.
Yes Bank announced that the Hon'ble Supreme Court of India on 15 October 2026, has delivered its judgment in the proceedings relating to the write-down of Additional Tier-1 Bonds (AT1 Bonds) aggregating to Rs 8,415 crore, undertaken in March 2020 in connection with the reconstruction of YES BANK (Bank).
In this regard, the Bank would like to submit that the Hon'ble Supreme Court has upheld the judgment dated January 20, 2023, passed by the Hon'ble Bombay High Court and consequently dismissed the appeals filed by the Bank, Reserve Bank of India and Union of India.
The Bank respects the judgment of the Hon'ble Supreme Court. The Bank is examining the judgement in detail including evaluating all available legal options and suitable actions / steps going forward.
The Bank has access to appropriate capital-management levers, and it preserves the flexibility to undertake additional capital actions, as considered appropriate to pursue its growth objectives.
The Bank remains firmly focused on the continued strength of its franchise and on providing customers with consistent service and support across their banking requirements.
Details of Order passed:
1. The appeals challenging the order of Hon'ble Bombay High Court, setting aside the write down of the AT1 Bonds, are dismissed. Interim order, if any, stands vacated.
2. The payment of annual coupon rate shall remain unaffected by the outcome of these appeals and must be made in terms of the Information Memoranda.
3. Parties are left to bear their own costs.
4. Pending proceedings may be taken to its logical conclusion uninfluenced by the judgement.
Bank is currently reviewing the order and its implications and will make suitable disclosures in due course. Particularly with respect to Capital adequacy, pro forma impact of re-instatement of AT1 Bonds principal amount on CET1 Ratio (including Profits) as on June 30, 2026 is expected to be ~250 bps. Tier1 Ratio on a proforma basis to remain unimpacted at 14.0%.
The reported ruling is a setback for the bank. It has also raised concerns about the potential financial implications of the bond dispute.
The Supreme Court reportedly declined to interfere with the Bombay High Court’s January 2023 order. The order had set aside the bank administrator’s decision to write down the bonds. The write-off took place in March 2020 as part of Yes Bank’s restructuring, backed by the Reserve Bank of India (RBI) and a consortium of lenders.
Yes Bank had written down two tranches of AT-1 bonds issued in 2016 and 2017. The bonds were written down to zero, wiping out the bondholders’ principal. Axis Trustee Services, representing bondholders, challenged the decision. It argued that the write-off was not authorised under the applicable reconstruction framework. Yes Bank, the RBI and the Central government challenged the Bombay High Court’s order in the Supreme Court.
AT-1 bonds are hybrid capital instruments used by banks to strengthen regulatory capital. They carry higher risk than conventional bonds. They are designed to absorb losses when a bank reaches a point of non-viability, subject to regulatory rules and contractual terms.
The Rs 8,415 crore bond amount is significant compared with Yes Bank’s FY26 net profit of Rs 3,476 crore. The bank’s net profit grew 44.5% year-on-year in FY26.
The ruling’s accounting impact and any repayment obligations remain subject to the judgment’s implementation and the bank’s disclosures. Yes Bank had previously said that any financial impact arising from the final verdict would be recognised in a future reporting period.
The stock exchanges have sought clarification from Yes Bank on the sharp share-price decline following the reports. The bank’s response was awaited at the time of writing.
Yes Bank is one of the leading new generation private sector banks in India. The bank offers a wide range of banking services such as corporate & institutional banking, retail banking, msme, transaction banking and treasury. The bank has over 1300 branches, 200+ business correspondent banking outlets (BCBOs) and more than 1350 ATMs (including CRMs and BNAs) spanning across 300 districts of India.
The bank reported 33.7% rise in net profit to Rs 1,071 crore on a 11.2% increase in total net income to Rs 4,584 crore in Q1 FY27 over Q1 FY26.
Bajaj Consumer Care Ltd, KRN Heat Exchanger and Refrigeration Ltd, Avalon Technologies Ltd and Aditya Infotech Ltd are among the other losers in the BSE's 'A' group today, 15 October 2026.
Yes Bank Ltd crashed 12.31% to Rs 18.6 at 14:45 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 178.2 lakh shares were traded on the counter so far as against the average daily volumes of 45.05 lakh shares in the past one month.
Bajaj Consumer Care Ltd tumbled 9.26% to Rs 471. The stock was the second biggest loser in 'A' group.On the BSE, 3.75 lakh shares were traded on the counter so far as against the average daily volumes of 41120 shares in the past one month.
KRN Heat Exchanger and Refrigeration Ltd lost 8.85% to Rs 1236.75. The stock was the third biggest loser in 'A' group.On the BSE, 49498 shares were traded on the counter so far as against the average daily volumes of 17464 shares in the past one month.
Avalon Technologies Ltd shed 8.66% to Rs 2082.4. The stock was the fourth biggest loser in 'A' group.On the BSE, 21947 shares were traded on the counter so far as against the average daily volumes of 2.47 lakh shares in the past one month.
Aditya Infotech Ltd plummeted 7.61% to Rs 4102. The stock was the fifth biggest loser in 'A' group.On the BSE, 25273 shares were traded on the counter so far as against the average daily volumes of 38304 shares in the past one month.