Mutual Funds Sahi Hai!
To avail the service, you will be redirected to loans.geojitcredits.com
Indian Overseas Bank dropped for a fifth straight session today. The stock is quoting at Rs 32.02, down 0.77% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.77% on the day, quoting at 23871.2. The Sensex is at 76450.83, down 0.64%.Indian Overseas Bank has lost around 6.1% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has eased around 0.01% in last one month and is currently quoting at 8505.75, down 0.24% on the day. The volume in the stock stood at 21.89 lakh shares today, compared to the daily average of 21.41 lakh shares in last one month.
The PE of the stock is 10.8 based on TTM earnings ending June 26.
Indian Overseas Bank is up for a fifth straight session today. The stock is quoting at Rs 35.85, up 2.43% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.27% on the day, quoting at 24172.8. The Sensex is at 77442.96, down 0.34%. Indian Overseas Bank has gained around 1.33% in last one month.
Meanwhile, Nifty PSU Bank index of which Indian Overseas Bank is a constituent, has gained around 2.34% in last one month and is currently quoting at 8615.1, down 0.65% on the day. The volume in the stock stood at 142.29 lakh shares today, compared to the daily average of 40.79 lakh shares in last one month.
The PE of the stock is 12.96 based on TTM earnings ending March 26.
Indian Overseas Bank, Gabriel India Ltd, Punjab National Bank, Gallantt Ispat Ltd. are among the other stocks to see a surge in volumes on NSE today, 20 July 2026.
Supreme Petrochem Ltd witnessed volume of 10.62 lakh shares by 14:14 IST on NSE, a 27.38 times surge over two-week average daily volume of 38795 shares. The stock increased 2.85% to Rs.713.70. Volumes stood at 77918 shares in the last session.
Indian Overseas Bank witnessed volume of 222.07 lakh shares by 14:14 IST on NSE, a 8.3 times surge over two-week average daily volume of 26.75 lakh shares. The stock increased 3.72% to Rs.35.11. Volumes stood at 16.65 lakh shares in the last session.
Gabriel India Ltd notched up volume of 33.19 lakh shares by 14:14 IST on NSE, a 6.43 fold spurt over two-week average daily volume of 5.17 lakh shares. The stock rose 5.04% to Rs.1,403.90. Volumes stood at 2.98 lakh shares in the last session.
Punjab National Bank registered volume of 1019.98 lakh shares by 14:14 IST on NSE, a 6.28 fold spurt over two-week average daily volume of 162.39 lakh shares. The stock rose 5.82% to Rs.111.93. Volumes stood at 141.62 lakh shares in the last session.
Gallantt Ispat Ltd. recorded volume of 3.02 lakh shares by 14:14 IST on NSE, a 4.19 times surge over two-week average daily volume of 72040 shares. The stock lost 4.59% to Rs.621.80. Volumes stood at 87901 shares in the last session.
Net interest income (NII) grew by 34.3% on YoY basis to Rs 2,693 crore in Q1 FY27 as against Rs 2,358 crore in Q1 FY26. Domestic net interest margin (NIM) stood at 3.48% as on 30 June 2026, up 31 basis points YoY.
Operating profit for Q1 FY27 rose 14.21% to Rs 2,693 crore from Rs 2,358 crore in Q1 FY26.
Provisions declined by 1.19% YoY to Rs 834 crore in the June 2026 quarter. Provision Coverage Ratio stood at 97.67% as on 30 June 2026.
Profit before tax in Q1 FY27 stood at Rs 1,859 crore, up by 22.80% from Rs 1,514 crore in Q1 FY26.
Gross NPA as on 30 June 2026 was 1.33% as against 1.97% as on 30 June 2025. Net NPA was at 0.18% as on 30 June 2026 as compared with 0.32% as on 30 June 2025
Total business of the bank grew by 17.72% to Rs 698,325 crore in Q1 FY27 from Rs 593,213 crore in Q1 FY26.
Total deposits increased by 13.72% YoY to Rs 376,193 crore in June 2026 quarter. Advances jumped by 22.75% to Rs 322,132 crore in Q1 FY27 from Rs 262,421 crore in Q1 FY26.
CRAR increased by 108 basis points YoY to 19.36%, of which Tier I was 16.88% as on 30 June 2026.
Indian Overseas Bank is a public sector bank, with 3,522 domestic branches as on 31 June 2026. The Government of India held 92.44% stake in the bank as on 30 June 2026.
The validity of the license is perpetual and subject to such terms and conditions as may be specified by IFSCA.
Operating profit stood at Rs 2,665.05 crore, up 1.80% YoY from Rs 2,617.92 crore in the corresponding quarter last year.
Profit before tax (PBT) rose 6.72% YoY to Rs 1,659.09 crore in Q4 FY26, compared with Rs 1,554.46 crore in Q4 FY25.
Net Interest Income (NII) jumped 11.11% to Rs 3,470 crore in Q4 FY26 as against Rs 3,123 crore reported in Q4 FY25. Domestic NIM stood at 3.35% while global NIM stood at 3.25% in Q4 FY26.
The bank’s total business increased 20.76% to Rs 6,78,614 crore in Q4 FY26 as against Rs 5,61,958 crore in Q4 FY25. Total deposits increased 18.03% to Rs 3,68,191 crore in Q4 FY26 as against Rs 3,11,938 crore in Q4 FY25.
Current Account and Savings Account (CASA) deposits grew 10.85% to Rs 1.51 lakh crore in Q4 FY26 from Rs 1.36 lakh crore in Q4 FY25. The domestic CASA ratio declined to 41.46% in Q4 FY26 from 44.05% a year ago.
During the quarter, the gross NPA ratio stood at 1.42% as of 31 March 2026, compared with 2.14% a year ago, while the net NPA ratio stood at 0.21% versus 0.37%.
Retail, agri, and MSME credit rose 45.12%, 39.27%, and 13.08% YoY, respectively, while RAM (Retail, Agri, and MSME) business grew 34.91% YoY.
The Provision Coverage Ratio (PCR) stood at 97.50% as of 31 March 2026, compared with 97.30% a year ago. The cost-to-income ratio decreased to 44.02% for Q4 FY26 as against 44.35% for Q4 FY25.
Capital Adequacy Ratio (CAR) rose 74 basis points (bps) to 19.78%, with Tier-I at 16.94% and Tier-II at 2.84% as of March 2026.
On a full-year basis, the bank's standalone net profit surged 56.18% to Rs 5,208.03 crore, while total income increased 11.44% to Rs 37,532.15 crore in FY26 compared with FY25.
Indian Overseas Bank is engaged in the business of banking & financial services.
Shares of Indian Overseas Bank shed 0.31% to Rs 35 on the BSE.