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In the cash market, the Nifty 50 index fell 365 points or 1.41%, to 25,454.35.
The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, surged 10.12% to 13.46.
Axis Bank, Bajaj Finance and Bharti Airtel were the top-traded individual stock futures contracts in the F&O segment of the NSE.
The February 2026 F&O contracts will expire on 24 February 2026.
Bajaj Finance Ltd is up for a third straight session in a row. The stock is quoting at Rs 1010.1, up 1.1% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.91% on the day, quoting at 25571.6. The Sensex is at 82902.27, down 0.92%. Bajaj Finance Ltd has added around 6.78% in last one month.
Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has added around 2.36% in last one month and is currently quoting at 28385.2, down 0.83% on the day. The volume in the stock stood at 95.11 lakh shares today, compared to the daily average of 85.58 lakh shares in last one month.
The benchmark February futures contract for the stock is quoting at Rs 1012.15, up 1.03% on the day. Bajaj Finance Ltd is up 20.36% in last one year as compared to a 11.52% gain in NIFTY and a 21.4% gain in the Nifty Financial Services index.
The PE of the stock is 38.71 based on TTM earnings ending December 25.
Profit before tax (PBT) before the accelerated ECL provision and one-time charge of New Labour Codes, grew by 23% to Rs 7,102 crore in Q3 FY26 from Rs 5,765 crore in Q3 FY25.
During the quarter, to enhance balance sheet resilience amidst a volatile global economic environment, the company has further strengthened its provisioning framework by implementing a minimum Loss Given Default (LGD) floor across all businesses. Accordingly, an accelerated ECL provision of Rs 1,406 crore was made.
Additionally , the company took a one-time exceptional charge of Rs 265 crore towards increase in gratuity liabilities arising from past service cost on account of the New Labour Codes released on 21 November 2025.
After accounting for the accelerated ECL provision and one-time charge of New Labour Codes, net profit declined 6% YoY to Rs 4,066 crore in Q3 FY26.
Net interest income (NII) increased 21% to Rs 11,317 crore for Q3 FY26 from Rs 9,382 crore reported in Q3 FY25. The operating expenses to net total income ratio for Q3 FY26 stood at 32.8%, as against 33.1% in Q3 FY25.
Number of new loans booked in Q3 FY26 was 13.90 million as against 12.06 million in Q3 FY25, a growth of 15%.
Loan losses and provisions before the accelerated ECL provision of Rs 1,406 crore was Rs 2,219 crore in Q3 FY26 as against Rs 2,043 crore in Q3 FY25, registering the growth of 9%.
AUM before the accelerated ECL provision grew by 22% to Rs 485,883 crore as of 31 December 2025 from Rs 398,043 crore as of 31 December 2024, recording an increase of Rs 23,622 crore in Q3 FY26.
On the asset quality front, Gross NPA and Net NPA as of 31 December 2025 stood at 1.21 % and 0.47% respectively, as against 1.12% and 0.48% as of 31 December 2024. The provisioning coverage ratio on stage 3 assets was 61%.
Capital adequacy ratio (CRAR) (including Tier-II capital) as of 31 December 2025 was 21.45%. The Tier-I capital was 20.60%.
Bajaj Finance is one of India’s leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence.
The counter shed 0.27% to Rs 962.15 on the BSE.
Bajaj Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 974.5, down 1.25% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.14% on the day, quoting at 26165.45. The Sensex is at 85278.79, up 0.07%.Bajaj Finance Ltd has lost around 4.97% in last one month.Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has increased around 0.27% in last one month and is currently quoting at 27613.3, up 0.09% on the day. The volume in the stock stood at 32.61 lakh shares today, compared to the daily average of 57.62 lakh shares in last one month.
The benchmark January futures contract for the stock is quoting at Rs 980.4, down 1.28% on the day. Bajaj Finance Ltd jumped 31.88% in last one year as compared to a 8.17% rally in NIFTY and a 15.13% spurt in the Nifty Financial Services index.
The PE of the stock is 38.3 based on TTM earnings ending September 25.
The company disclosed that it offloaded 1.9994% of Bajaj Housing Finance by selling 16.66 crore shares at about Rs 95.31 apiece. The sale fetched roughly Rs 1,587.82 crore and was executed under the open market mechanism. Bajaj Finance clarified that the deal does not involve any related parties.
After Tuesday’s transaction, Bajaj Finance’s shareholding in the housing finance arm stands at 86.7032%.
Bajaj Housing Finance accounted for Rs 9,524.37 crore or 13.66% of Bajaj Finance’s consolidated turnover in the last financial year, while its net worth contribution stood at Rs 17,838 crore or 18.03% of the consolidated net worth.
The company noted that the sale forms one more step in the ongoing process of bringing Bajaj Housing Finance closer to its mandated public shareholding threshold.
Shares of Bajaj Finance were down 0.47% to Rs 1020.45 while shares of Bajaj Housing Finance were up 1.24% to Rs 98.20 on the BSE.
Bajaj Finance the promoter of the company holds 7,39,10,03,845 equity shares aggregating 88.70% of the total paid up capital of the company, as on date.