Bank of India Credit Risk Fund - Direct

NAV Details

14.73

' ()

NAV as on 23 Jul 2026

Fund Details

Fund Name

Bank of India Mutual Fund

Scheme

Bank of India Credit Risk Fund - Direct

AMC

Bank of India Investment Managers Private Ltd

Type

Increm. Investment (₹)

5000

Fund Manager

Alok Singh

Category

Income Funds

Net Assets ( Cr.)

86.74

Tax Benefits

Section 54EA

Lunch Date

2/6/2015 12:00:00 AM

Min. Investment (₹)

5000

Returns

Duration	Fund Returns (%)	Category Average (%)	Category Best (%)	Category Worst (%)
1 Week	0.10	0.04	2.12	-1.69
1 Month	0.50	0.70	18.32	-1.61
6 Month	8.67	3.27	61.67	-24.29
1 Year	17.35	4.82	73.41	-23.16
3 Year	9.99	7.27	30.55	-4.77
5 Year	27.73	6.59	27.75	-0.71
Since	3.45	6.88	15.52	-0.03

Asset Allocation

Certificate of Deposit - 0.24%

Commercial Paper - 0.48%

Corporate Debentures - 25.92%

Debt & Others - 2.64%

Equity - 48.8732%

Govt Securities / Sovereign - 3.75%

Mutual Funds Units - 9.97%

Net Curr Ass/Net Receivables - 0.64%

Reverse Repos - 6.99%

T-Bills - 0.5%

Certificate of Deposit - 0.24%

Commercial Paper - 0.48%

Corporate Debentures - 25.92%

Debt & Others - 2.64%

Equity - 48.8732%

Govt Securities / Sovereign - 3.75%

Mutual Funds Units - 9.97%

Net Curr Ass/Net Receivables - 0.64%

Reverse Repos - 6.99%

T-Bills - 0.5%

Derivatives - 0.4009%

Equity - 94.725%

Net Curr Ass/Net Receivables - 1.0675%

Reverse Repos - 3.3465%

T-Bills - 0.4599%

Equity - 97.48%

Net Curr Ass/Net Receivables - 2.22%

Reverse Repos - 0.3%

Cash & Cash Equivalents - 3.4657%

Corporate Debentures - 1.42%

Govt Securities / Sovereign - 5.71%

Net Curr Ass/Net Receivables - -0.4657%

Non Convertable Debenture - 89.63%

Reverse Repos - 0.24%

Certificate of Deposit - 4.74%

Corporate Debentures - 0.65%

Derivatives - 0.0002%

Equity - 73.1833%

Mutual Funds Units - 20.71%

Net Curr Ass/Net Receivables - -0.73%

Preference Shares - 0.01%

Reverse Repos - 1.36%

T-Bills - 0.1%

Certificate of Deposit - 4.74%

Corporate Debentures - 0.65%

Derivatives - 0.0002%

Equity - 73.1833%

Mutual Funds Units - 20.71%

Net Curr Ass/Net Receivables - -0.73%

Preference Shares - 0.01%

Reverse Repos - 1.36%

T-Bills - 0.1%

Equity - 95.26%

Mutual Funds Units - 0.56%

Net Curr Ass/Net Receivables - 1.85%

Reverse Repos - 2.33%

Certificate of Deposit - 9.35%

Corporate Debentures - 58.36%

Net Curr Ass/Net Receivables - 3.59%

Others - 0.56%

Reverse Repos - 28.14%

Corporate Debentures - 64.5059%

Debt & Others - 8.8836%

Equity - 7.8749%

Floating Rate Instruments - 1.4796%

Govt Securities / Sovereign - 11.1481%

Net Curr Ass/Net Receivables - 2.3425%

Others - 0.244%

Reverse Repos - 3.5213%

Certificate of Deposit - 9.35%

Corporate Debentures - 58.36%

Net Curr Ass/Net Receivables - 3.59%

Others - 0.56%

Reverse Repos - 28.14%

Top 5 Holdings

Company Name	Hold (%)	Value (Cr.)
TREPS	28.14	24.92
Indian Bank	9.35	8.2765
Nirma	9.05	8.0143
A B Real Estate	7.94	7.0306
Birla Corpn.	7.46	6.6069

Peer Comparison

Fund Name	1 Month (%)	6 Month (%)	1 Year (%)	3 Year (%)	5 Year (%)
Aditya Birla SL Credit Risk Fund - Dir (IDCW)	0.90	61.50	73.27	30.44	20.85
Kotak Banking and PSU Debt Fund - Direct (IDCW)	18.24	18.75	18.25	6.34	5.88
Bank of India Credit Risk Fund - Regular	0.45	8.41	16.84	9.58	27.31
Aditya Birla SL Credit Risk Fund - Dir (G)	0.90	4.96	12.61	13.06	10.89
Aditya Birla SL Credit Risk Fund - Dir (Bonus)	0.90	4.96	12.61	13.06	10.89

News

Mutual Funds

AlphaGrep Mutual Fund announces change..

24-Jul-2026

AlphaGrep Mutual Fund has announced change in fund manager under the following scheme, With effect from 21 July 2026.

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager	New Fund Manager(s)
AlphaGrep Multi Asset Allocation Fund	Mr. Ravneet Singh	Mr. Ravneet Singh (Equity & Commodities) Mr. Ashish Jain (Debt)

AlphaGrep Mutual Fund announces change in fund manager under its scheme

With effect from July 21, 2026

Mutual Funds

Invesco Mutual Fund announces Ceasatio..

24-Jul-2026

Mutual Funds

Baroda BNP Paribas Mutual Fund announc..

24-Jul-2026

Mutual Funds

HDFC MF announces Income Distribution ..

24-Jul-2026

Mutual Funds

Axis Mutual Fund announces Income Dist..

24-Jul-2026

Mutual Funds

LIC Mutual Fund announces Income Distr..

23-Jul-2026

Mutual Funds

Groww Mutual Fund announces change in ..

23-Jul-2026

Groww Mutual Fund has announced change in fund manager under the following schemes, With immediate effect

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
Groww Small Cap Fund	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity)	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity) • Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Multicap Fund	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity)	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity) • Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Value Fund	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity)	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity) • Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Large Cap Fund	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity)	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity) • Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Banking & Financial Services Fund	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity)	• Mr. Anupam Tiwari (Head of Equity) • Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) • Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager – Equity) • Mr. Nikhil Satam (Fund Manager & Dealer - Equity)

Name of the Scheme(s)

Existing Fund Manager(s)

New Fund Manager(s)

Groww Small Cap Fund