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IndusInd Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 910.1, up 1.13% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.58% on the day, quoting at 23792.6. The Sensex is at 75691.21, up 0.68%. IndusInd Bank Ltd has risen around 5.78% in last one month.
Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has risen around 4.03% in last one month and is currently quoting at 53439.4, up 1.12% on the day. The volume in the stock stood at 5.66 lakh shares today, compared to the daily average of 26.47 lakh shares in last one month.
The benchmark May futures contract for the stock is quoting at Rs 914, up 1.47% on the day. IndusInd Bank Ltd is up 14.71% in last one year as compared to a 4.27% drop in NIFTY and a 2.46% drop in the Nifty Bank index.
The PE of the stock is 75.1 based on TTM earnings ending March 26.
Long-term (LT) and Short-term (ST) foreign and local currency bank deposit and Reaffirmed ratings as well as Counterparty Risk Ratings (CRRs) - Ba1/NP (Stable)
Senior unsecured medium-term note program - (P)Ba1 (Stable)
LT and ST Counterparty Risk (CR) Assessments - Ba1(cr)/NP(cr) (Stable)
Canara Bank lost 2.21% today to trade at Rs 137.4. The BSE BANKEX index is down 0.68% to quote at 62949.22. The index is up 7.03 % over last one month. Among the other constituents of the index, Bank of Baroda decreased 1.99% and IndusInd Bank Ltd lost 1.86% on the day. The BSE BANKEX index went down 0.39 % over last one year compared to the 3.8% fall in benchmark SENSEX.
Canara Bank has added 5.41% over last one month compared to 7.03% gain in BSE BANKEX index and 4.88% rise in the SENSEX. On the BSE, 1.25 lakh shares were traded in the counter so far compared with average daily volumes of 12.9 lakh shares in the past one month. The stock hit a record high of Rs 162.9 on 26 Feb 2026. The stock hit a 52-week low of Rs 90.06 on 07 May 2025.
Total income rose 12.07% year-on-year (YoY) to Rs 12,711.77 crore in the quarter ended 31 March 2026.
The bank posted a profit before tax (PBT) of Rs 730.95 crore in Q4 FY26, against a pre-tax loss of Rs 2,889.08 crore in Q4 FY25.
The Bank’s financial results include the financial results of its wholly owned subsidiary, Bharat Financial Inclusion Limited (BFIL), a business correspondent (BC) of the Bank involved in originating small ticket loans for the Bank and IndusInd Marketing and Financial Services Private Limited (IMFS), an associate of the Bank.
On a consolidated basis, net profit stood at Rs 594.17 crore in Q4 FY26, compared with a net loss of Rs 2,328.87 crore in Q4 FY25.
Total income rose 12.13% YoY to Rs 12,719.08 crore in the quarter ended 31 March 2026.
Pre-provision operating profit (PPOP) came in at Rs 2,295 crore for the quarter, compared with a loss of Rs 491 crore in the year-ago period.
Net interest income (NII) rose 43.40% YoY to Rs 4,371 crore, while net interest margin (NIM) stood at 3.39% in Q4 FY26, compared with 3.52% in Q3 FY26 and 2.25% in Q4 FY25.
The bank’s deposits declined 2.66% to Rs 3,99,931 crore in Q4 FY26, compared with Rs 4,10,862 crore in Q4 FY25. CASA deposits stood at Rs 1,24,933 crore, including current account deposits of Rs 35,034 crore and savings account deposits of Rs 89,899 crore. CASA deposits comprised 31.24% of total deposits as of 31 March 2026. Retail deposits, as per LCR, stood at Rs 1,82,896 crore as of 31 March 2026, compared with Rs 1,86,503 crore as of 31 March 2025.
Advances as of 31 March 2026 were Rs 3,15,871 crores, recording de-growth of 8.44% as against Rs 345,019 crores as of 31 March 2025.
Asset quality saw a marginal deterioration, with gross non-performing assets (NPAs) at 3.43% as of 31 March 2026, compared with 3.13% a year earlier. Net NPAs stood at 1%, up from 0.95% in the previous year.
The Provision Coverage Ratio was improved to 71% as at 31 March 2026 compared to 70% recorded as of 31 March 2025. Provisions and contingencies (other than tax) for the year ended 31 March 2026 were Rs 7,969 crore, up 11.67% compared to Rs 7,136 crore for the corresponding quarter of the previous year.
The bank’s total capital adequacy ratio (CAR) under Basel III guidelines stood at 17.48% as of 31 March 2026, compared with 16.24% as of 31 March 2025. Tier 1 capital adequacy ratio (CRAR) stood at 16.20% as of 31 March 2026, compared with 15.10% a year earlier. Risk-weighted assets stood at Rs 3,93,543 crore, compared with Rs 4,19,535 crore a year ago.
As of 31 March 2026, the bank’s distribution network included 3,136 branches and banking outlets, along with 2,870 onsite and offsite ATMs, compared with 3,081 branches and banking outlets and 3,027 ATMs as of 31 March 2025. The client base stood at approximately 42 million as of 31 March 2026.
Rajiv Anand, the MD and CEO of IndusInd Bank, said, “At IndusInd Bank, we are seeing improved growth momentum across businesses, supported by focused execution and strengthening fundamentals. In our microfinance portfolio, lower slippages during the quarter have contributed to better asset quality. We believe this reflects stronger underlying discipline and is not a one-off improvement. Our focus remains on sustaining this through prudent underwriting, calibrated risk management and consistent execution.
In Q4 FY26, the Bank delivered steady operating performance, with pre-provision operating profit at Rs. 2,295 crores, up 1% QoQ, and profit after tax at Rs 594 crores. The balance sheet remains well supported, with capital adequacy of 17.48% and strong liquidity. While geopolitical uncertainties persist, India’s growth outlook remains stable, and we remain focused on participating in this growth in a prudent and sustainable manner.'
The bank’s board has recommended a final dividend of Rs 1.50 per equity share (15% on a face value of Rs 10) for FY26, subject to shareholder approval at the upcoming annual general meeting. The record date has been fixed as 26 June 2026.
Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans.
For the full year,net profit declined 65.47% to Rs 889.34 crore in the year ended March 2026 as against Rs 2575.54 crore during the previous year ended March 2025. Total Operating Income declined 4.97% to Rs 46250.81 crore in the year ended March 2026 as against Rs 48667.66 crore during the previous year ended March 2025.
Net advances declined 8.7% YoY to Rs 3,15,154 crore as of 31 March 2026. The CASA ratio stood at 31.3% as of 31 March 2026, compared with 32.8% as of 31 March 2025.
IndusInd Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards, and SME loans.
The bank reported an 88.5% decline in standalone net profit to Rs 161.16 crore on a 13.67% fall in total income to Rs 13,079.39 crore in Q3 FY26 over Q3 FY25.
The counter shed 0.98% to Rs 771.55 on the BSE.