Mutual Funds Sahi Hai!
To avail the service, you will be redirected to loans.geojitcredits.com
AU Small Finance Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 938.75, down 1.31% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.71% on the day, quoting at 24441.45. The Sensex is at 78946.32, down 1.61%.AU Small Finance Bank Ltd has eased around 4.79% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has eased around 2.32% in last one month and is currently quoting at 59839.65, down 1.96% on the day. The volume in the stock stood at 15.78 lakh shares today, compared to the daily average of 39.5 lakh shares in last one month.
The benchmark March futures contract for the stock is quoting at Rs 943.2, down 1.4% on the day. AU Small Finance Bank Ltd jumped 71.79% in last one year as compared to a 9.42% rally in NIFTY and a 20.99% spurt in the Nifty Bank index.
The PE of the stock is 30.76 based on TTM earnings ending December 25.
ICRA stated that the rating factors in AU Small Finance Bank’s (AUSFB) established retail asset franchise with a track record of maintaining comfortable asset quality, adequate capitalisation and healthy earnings.
The bank registered a compound annual growth rate of around 30% in its gross loan portfolio (GLP) during March 2020 to March 2025 while deposits increased by 37% during this period.
It has more than two decades of experience in the vehicle finance segment and more than a decade of experience in the micro, small and medium enterprise (MSME) segment; the share of secured retail loans stood at 68% of the GLP as on 31 December 2025.
AUSFB has received in-principle approval from the Reserve Bank of India (RBI) to transition into a Universal Bank, which augurs well for its competitive positioning – the transition is expected to be completed in FY2027.
ICRA expects AUSFB to maintain its growth momentum and keep scaling up its GLP at 20-25% per annum over the medium term with continued focus on the current target borrower segments.
The bank vide a stock exchange disclosure dated 22 February 2026 intimated of its de-empanelment for Government business in the State of Haryana.
The de-empanelment follows suspected unauthorised transactions between an account of a particular department of Government of Haryana and another customer account of the bank.
The bank has initiated an internal review on the matter. The bank maintains that based on available facts and preliminary review, there has not been any indication of any fraudulent activity towards the bank.
ICRA notes that the de-empanelment shall result in deposits outflow amounting to Rs 735 crore (Rs 538 crore as on 21 February 2026 or 0.4% of bank’s overall deposits as on 31 December 2025).
While this is not material in relation to the bank’s overall deposits, the impact of the above on its deposit profile and its ability to improve its franchise shall remain a monitorable.
AU Small Finance Bank (AUSFB) is a scheduled commercial bank, which transitioned to a small finance bank (SFB) from an asset financing non-banking financial company (NBFC).
The bank had reported a PAT of Rs 1,809 crore in 9M FY2026 on a total asset base of Rs 1,74,052 crore compared to Rs 1,602 crore and Rs 1,43,044 crore, respectively, in 9M FY2025.
The scrip shed 0.80% to currently trade at Rs 965.30 on the BSE.
In a statement, the bank said that on 18 February 2026, it received a separate communication from the department seeking information regarding suspected unauthorised transactions between a government account and another customer account.
The bank said it maintains a complete audit trail of transactions and that all relevant details have been recorded.
It added that there is no indication of any financial impact on the bank or evidence of fraudulent activity involving the bank.
As of 21 February deposits from the Government of Haryana with AU Small Finance Bank stood at Rs 538 crore across nearly 200 accounts, accounting for about 0.4% of the bank's overall deposits as of 31 December 2026.
The bank said it continues to conduct an internal review of the matter. To ensure a fair and transparent process, certain employees have been placed off duty.
AU Small Finance Bank also said it is engaging with the Government of Haryana to understand the reason for the de-empanelment.
AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services.
The bank reported a 26.34% jump in standalone net profit to Rs 667.66 crore in Q3 FY26, compared with Rs 528.45 crore in Q3 FY25. Total income increased 15.20% year on year (YoY) to Rs 5,451.26 crore in Q3 FY26, as against Rs 4,731.89 crore in Q3 FY25.
Medplus Health Services Ltd, AU Small Finance Bank Ltd, Sun Pharmaceutical Industries Ltd, Ajanta Pharma Ltd are among the other stocks to see a surge in volumes on BSE today, 23 February 2026.
IDFC First Bank Ltd recorded volume of 215.43 lakh shares by 10:45 IST on BSE, a 21.64 times surge over two-week average daily volume of 9.96 lakh shares. The stock lost 16.38% to Rs.69.87. Volumes stood at 4.13 lakh shares in the last session.
Medplus Health Services Ltd clocked volume of 51178 shares by 10:45 IST on BSE, a 12 times surge over two-week average daily volume of 4264 shares. The stock gained 0.41% to Rs.833.35. Volumes stood at 2669 shares in the last session.
AU Small Finance Bank Ltd witnessed volume of 9.21 lakh shares by 10:45 IST on BSE, a 9.62 times surge over two-week average daily volume of 95797 shares. The stock dropped 7.01% to Rs.956.85. Volumes stood at 34110 shares in the last session.
Sun Pharmaceutical Industries Ltd registered volume of 2.75 lakh shares by 10:45 IST on BSE, a 7.88 fold spurt over two-week average daily volume of 34915 shares. The stock slipped 0.02% to Rs.1,724.05. Volumes stood at 62803 shares in the last session.
Ajanta Pharma Ltd witnessed volume of 1.01 lakh shares by 10:45 IST on BSE, a 7.33 times surge over two-week average daily volume of 13757 shares. The stock increased 1.18% to Rs.2,971.60. Volumes stood at 678 shares in the last session.
AU Small Finance Bank Ltd, Blue Star Ltd, City Union Bank Ltd, SRF Ltd are among the other stocks to see a surge in volumes on BSE today, 09 February 2026.
EID Parry (India) Ltd recorded volume of 1.55 lakh shares by 10:45 IST on BSE, a 18.31 times surge over two-week average daily volume of 8441 shares. The stock gained 2.88% to Rs.906.15. Volumes stood at 4413 shares in the last session.
AU Small Finance Bank Ltd registered volume of 9.47 lakh shares by 10:45 IST on BSE, a 12.41 fold spurt over two-week average daily volume of 76267 shares. The stock rose 0.45% to Rs.995.15. Volumes stood at 22647 shares in the last session.
Blue Star Ltd clocked volume of 1.7 lakh shares by 10:45 IST on BSE, a 5.13 times surge over two-week average daily volume of 33156 shares. The stock gained 2.36% to Rs.1,925.85. Volumes stood at 6209 shares in the last session.
City Union Bank Ltd clocked volume of 8.03 lakh shares by 10:45 IST on BSE, a 4.58 times surge over two-week average daily volume of 1.75 lakh shares. The stock lost 0.48% to Rs.291.60. Volumes stood at 57698 shares in the last session.
SRF Ltd saw volume of 55262 shares by 10:45 IST on BSE, a 4.52 fold spurt over two-week average daily volume of 12231 shares. The stock increased 1.76% to Rs.2,954.00. Volumes stood at 908 shares in the last session.
Securities in F&O Ban:
Steel Authority of India (SAIL) and Sammaan Capital shares are banned from F&O trading on 21 January 2026.
Result Today:
Anant Raj, Bajaj Consumer Care, Bank of India, Dalmia Bharat, Dr Reddys Laboratories, Gallantt Ispat, Gravita India, Hindustan Petroleum Corporation, Jindal Stainless, KEI Industries, Oracle Financial Services Software, PNB Housing Finance, Rajratan Global Wire, Sagar Cements, Supreme Industries, Tata Communications, Tatva Chintan Pharma Chem, Thangamayil Jewellery, UTI Asset Management Company, Eternal will announce their quarterly earnings today.
Listing
In the Mainboard segment, the Amagi Media Labs IPO will debut today. Meanwhile, in the SME segment, INDO SMC, GRE Renew Enertech, and Narmadesh Brass Industries are set to list today.
Stocks to Watch:
AU Small Finance Bank (SFB) reported a 26.34% jump in standalone net profit to Rs 667.66 crore in Q3 FY26, compared with Rs 528.45 crore in Q3 FY25. Total income increased 15.20% year on year (YoY) to Rs 5,451.26 crore in Q3 FY26, as against Rs 4,731.89 crore in Q3 FY25.
Persistent Systems reported a 6.79% decline in consolidated net profit to Rs 439.4 crore despite of 5.52% increase in revenue from operations to Rs 3778.20 crore in Q3 FY26 over Q2 FY26. On a year on year basis, the company’s consolidated net profit and revenue from operations jumped 17.82% and 23.38% respectively in Q3 FY26.
Vikram Solar reported a sharp 405.47% jump in consolidated net profit to Rs 96.14 crore on 7.79% increase in revenue from operations to Rs 1,105.95 crore in Q3 FY26 over Q3 FY25.
IndiaMART reported a 55.6% surge in consolidated net profit to Rs 188 crore on 13.4% jump in revenue to Rs 402 crore in Q3 FY26 over Q3 FY26.
Cyient DLM reported 2.2% increase in consolidated net profit to Rs 11.2 crore on 31.8% decrease in revenue to Rs 303 crore in Q3 FY26 over Q3 FY25.
Supreme Petrochem has reported 36.7% decline in consolidated net profit to Rs 30.6 crore in Q3 FY26 from Rs 48.3 crore in Q3 FY25. Revenue increased by 14.6% year-on-year (YoY) to Rs 1,281 crore in Q3 FY26.
The bank’s operating profit before provisions and contingencies stood at Rs 1,215.31 crore in Q3 FY26, registering a marginal growth of 0.86% YoY.
Net interest income (NII) rose 16% YoY to Rs 2,341 crore in Q3 FY26. Net interest margin (NIM) improved by 25 basis points quarter on quarter (QoQ) to 5.7%, compared with 5.5% in Q2 FY26.
The banks pre-provisioning operating profit (PPoP) grew 3% YoY to Rs 1,235 crore in Q3 FY26, compared with Rs 1,205 crore in Q3 FY25.
Total deposits grew 23.3% YoY and 4.5% QoQ to Rs 1,38,415 crore. The CASA ratio remained stable at around 29% as of December 2025, unchanged from September 2025.
CASA deposits increased 16% YoY, driven by a 31% growth in current account deposits to Rs 7,404 crore and a 13% rise in savings account deposits to Rs 32,543 crore.
The bank’s gross advances jumped 19.3% to Rs 1,25,209 crore in Q3 FY26, compared with Rs 1,00,988 crore in Q3 FY25.
On the asset quality front, gross non-performing assets (NPAs) stood at Rs 2,880.54 crore as on 31 December 2025, compared with Rs 2,335.51 crore as on 31 December 2024. Net NPAs were at Rs 1,091.46 crore, up from Rs 905.60 crore a year ago.
The gross NPA ratio stood at 2.30% as of 31 December 2025, marginally lower than 2.31% a year earlier, while the net NPA ratio improved to 0.88% from 0.91%.
The bank’s average liquidity coverage ratio (LCR) for the quarter stood at 118%, compared with 119% in Q2 FY26. Slippages declined 13% QoQ to Rs 791 crore from Rs 908 crore in the previous quarter.
During the quarter, AU SFB added a net 100 touchpoints, including 27 new liability branches, taking the total network to 2,726 touchpoints across 21 states and four Union Territories. The bank caters to over 12.5 million customers and has a workforce of more than 59,000 employees.
Sanjay Agarwal, Founder, MD & CEO, AU Small Finance Bank said, “Banking sector growth remained resilient this quarter, supported by GST rationalization and festive demand, even as the deposit environment stayed highly competitive. Against this backdrop, we delivered a strong and well rounded performance in Q3 across growth, margins, asset quality and profitability.
We further strengthened our governance by inducting three independent directors to the Board. At the same time, we are accelerating the integration of AI across our core operations and reimagining processes to transition to an AI native architecture—built for scale, resilience and inclusion. With our core growth engines firmly in place, and a once in a generation opportunity to evolve into a universal banking platform, we are well positioned to scale with purpose, responsibility and long term sustainability”.
Meanwhile, the board recommended the appointment of Phani Shankar as non-executive independent director (additional director) with effect from 20 January 2026 for a term of three years, subject to shareholder approval.
Uttam Tibrewal, Whole-Time Director and Deputy CEO, will complete his current term on 18 April 2026, marking nine years as a Whole-Time Director. In line with RBI’s Small Finance Bank Governance Directions, 2025, he will conclude his term but continue as Deputy CEO and Senior Management Personnel, leading key business verticals including retail assets and liabilities.
The board also approved the appointment of Vivek Tripathi, Chief Credit Officer, as Whole-Time Director (Executive Director) for a term of three years, subject to regulatory and shareholder approvals.
Additionally, Divya Sehgal, Non-Executive Non-Independent Director, resigned with effect from the close of business hours on 20 January 2026 following the completion of the Fincare SFB integration.
Further, Kannan Gopalaraghavan Vellur (V G Kannan), Independent Director, will complete his second term on 21 January 2026 and cease to be a director thereafter. The board placed on record its appreciation for his contributions.
The counter slipped 1.16% to Rs 989.15 on the BSE.
The counter slipped 1.95% to Rs 1,000.80 on the BSE.