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Net Interest Income (NII) increased 31% YoY to Rs 786 crore in Q4 FY26. Net interst margin (NIM) stood at 3.87% in Q4 FY26 as against 3.60% iun Q4 FY25.
Total deposits jumped 23% to Rs 78,308.0 crore in Q4 FY26, compared with Rs 63,526 crore in Q4 FY25. Total advances climbed 26% YoY to Rs 66,699.8 crore in Q4 FY26.
CASA stood at Rs 21,644.1 crore in Q4 FY26, up 19% compared with Rs 18,118.9 core in Q4 FY25.
The gross NPA ratio declined to 1.91% as of March 2026 from 2.17% as of December 2025 and 3.09% as of March 2025, while the net NPA ratio improved to 0.68% as of March 2026 from 0.78% as of December 2025 and 1.25% as of March 2025.
The capital adequacy ratio (CAR) (BASEL-III) stood at 21.92% at the end of 31st March 2026.
On full year basis, the company’s standalone net profit climbed 18% to Rs 1326.23 crore on 17.5% increase in total income to Rs 7908.59 crore in FY26 over FY25.
Meanwhile, the company’s board recommended a dividend of Rs 2 per equity share on face value of Re 1 per equity share for financial year 2025-2026.
Additionally, the board also approved the issuance of bonus shares in the ratio of 1:3 equity share, offering 1 equity share for every 3 fully paid up equity shares held as on record date.
City Union Bank is an old sector private sector bank with 1000 branches across 18 states and 4 Union territories. It is a scheduled commercial Bank regulated by the Reserve Bank of India. The bank positioned itself as a banker to SMEs, Agri and Traders apart from all other banking activities.
Cohance Lifesciences Ltd, RBL Bank Ltd, Affle 3i Ltd, Adani Total Gas Ltd are among the other stocks to see a surge in volumes on BSE today, 28 April 2026.
City Union Bank Ltd clocked volume of 7.2 lakh shares by 10:47 IST on BSE, a 4.68 times surge over two-week average daily volume of 1.54 lakh shares. The stock gained 4.46% to Rs.283.45. Volumes stood at 1.66 lakh shares in the last session.
Cohance Lifesciences Ltd recorded volume of 18.95 lakh shares by 10:47 IST on BSE, a 4.22 times surge over two-week average daily volume of 4.49 lakh shares. The stock gained 15.09% to Rs.498.00. Volumes stood at 15.49 lakh shares in the last session.
RBL Bank Ltd notched up volume of 13.29 lakh shares by 10:47 IST on BSE, a 4.15 fold spurt over two-week average daily volume of 3.20 lakh shares. The stock rose 3.92% to Rs.325.00. Volumes stood at 5.48 lakh shares in the last session.
Affle 3i Ltd witnessed volume of 1.03 lakh shares by 10:47 IST on BSE, a 3.77 times surge over two-week average daily volume of 27391 shares. The stock dropped 0.01% to Rs.1,452.40. Volumes stood at 99406 shares in the last session.
Adani Total Gas Ltd witnessed volume of 11.1 lakh shares by 10:47 IST on BSE, a 2.78 times surge over two-week average daily volume of 4.00 lakh shares. The stock increased 2.33% to Rs.650.90. Volumes stood at 4.67 lakh shares in the last session.
For the full year,net profit rose 18.03% to Rs 1326.23 crore in the year ended March 2026 as against Rs 1123.63 crore during the previous year ended March 2025. Total Operating Income rose 17.75% to Rs 6869.76 crore in the year ended March 2026 as against Rs 5834.04 crore during the previous year ended March 2025.
City Union Bank has opened three branches at Barmer, Rajasthan; Zirakpur, Punjab; and Lucknow, Uttar Pradesh on 15 April 2026. With this, the total number of branches increases to 959.
Perinthalmanna, Kerala Adoor, Kerala Indore - Sukhliya, Madhya Pradesh Hanamkonda Waddepally, Telangana Badangpet, Telangana Madhapar, Gujarat
Profit before tax (PBT) grew 15.6% year on year (YoY) to Rs 417.16 crore in the quarter ended 31 December 2025.
The bank's operating profit before provisions and contingencies jumped 18% to Rs 513 crore in the December 2025 quarter, compared to Rs 436 crore recorded in Q3 FY25.
The bank made a provision of Rs 468 crore as of 31 December 2025, as against Rs 402 crore in the corresponding period last year.
On the asset quality front, the gross non-performing assets (GNPA) were at Rs 1,320 crore as of 31 December 2025, down 20.03% as against Rs 1,693 crore as of 31 December 2024. The ratio of gross NPA stood at 2.17% as of 31 December 2025, compared to 3.36% as of 31 December 2024. The ratio of net NPA stood at 0.78% as of 31 December 2025, compared with 1.42% as of 31 December 2024.
The bank’s capital adequacy as of 31 December 2025, as per Reserve Bank of India (RBI) guidelines on Basel III norms, is 20.13%, and Tier-1 capital adequacy was 19.18%, well above regulatory requirements.
Total deposits of the bank had increased by 21.01% and increased to Rs 70,516 crore in Q3 FY26 from Rs 58,271 crore in the corresponding period last year. The CASA portion stood at 27% of total deposits. The cost of deposits reduced to 5.57% in Q3 FY26 from 5.71% in Q3 FY25.
Total advances increased by 21% for Q3 FY26 to Rs 60,892 crore from Rs 50,409 crore in Q3 FY25. The average credit deposit ratio stood at 84%. The yield on Advances for Q3 FY26 improved to 9.73% compared to 9.66% in Q2 FY26.
City Union Bank is an old private sector bank with 902 branches across 18 states and four Union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. City Union Bank has contemporary technology and infrastructure, including ATMs, net banking, mobile banking, e-wallets, and social media banking for personal as well as business banking customers.