Paisalo Digital Ltd Share Price

Paisalo Digital successfully executed a series of strategic capital market, liability management and balance sheet strengthening initiatives during half-year ended September 2026, reinforcing its commitment to sustainable growth, prudent financial management and long-term value creation. Key highlights include:

• Paisalo strengthened its access to long-term capital through a ~Rs 294.9 crore public NCD issue under its Rs 900 crore shelf programme, followed by a Rs 124.47 crore listed, dual rated, unsecured private placement NCD issuance in September 2026. These transactions reflect strong investor confidence, broaden the Company's funding base and support sustainable business growth.
• Paisalo continued to diversify its funding profile through the Commercial Paper market, raising over Rs 177 crore through CP issuances during H1 FY27, including Rs 20 crore in September 2026, demonstrating continued access to short-term capital markets and enhancing funding flexibility, liquidity management, and cost-efficient resource mobilization.
• Conversion requests received from FCCB holders during the month underscore continued investor confidence in Paisalo Digital's business model, growth trajectory and long-term value creation potential.
• Successfully redeemed debt obligations during the month, including Rs 94 crore of unlisted NCDs and Rs 50 crore of listed secured NCDs on maturity, demonstrating strong liquidity management and commitment to timely debt servicing.
• Promoter group entities further increased their shareholding through open-market purchases during September 2026. Combined with acquisitions made earlier in Q1FY27, promoter shareholding has increased by ~4.97% during H1 FY27, reflecting strong promoter conviction in the Company's long-term strategy, business fundamentals, and future growth opportunities.

Jana Small Finance Bank Ltd, Manappuram Finance Ltd, Poly Medicure Ltd and Yes Bank Ltd are among the other losers in the BSE's 'A' group today, 28 September 2026.

Paisalo Digital Ltd crashed 16.13% to Rs 74.38 at 14:45 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 17.98 lakh shares were traded on the counter so far as against the average daily volumes of 10.11 lakh shares in the past one month.

Jana Small Finance Bank Ltd lost 7.17% to Rs 498. The stock was the second biggest loser in 'A' group.On the BSE, 52250 shares were traded on the counter so far as against the average daily volumes of 25449 shares in the past one month.

Manappuram Finance Ltd tumbled 6.24% to Rs 313.15. The stock was the third biggest loser in 'A' group.On the BSE, 2.41 lakh shares were traded on the counter so far as against the average daily volumes of 1.87 lakh shares in the past one month.

Poly Medicure Ltd slipped 5.79% to Rs 1624.5. The stock was the fourth biggest loser in 'A' group.On the BSE, 2045 shares were traded on the counter so far as against the average daily volumes of 9617 shares in the past one month.

Yes Bank Ltd pared 5.70% to Rs 21.18. The stock was the fifth biggest loser in 'A' group.On the BSE, 46.2 lakh shares were traded on the counter so far as against the average daily volumes of 39.72 lakh shares in the past one month.

Paisalo Digital has entered a Memorandum of Understanding with LoanKhata for a proposed co-lending partnership. The partnership marks another step in Paisalo's acceleration phase, as the company scales its loan book, expands distribution and strengthens its technology-led lending model.

Under this MoU, Paisalo and LoanKhata intend to establish a co-lending facility aggregating up to Rs 1,000 crore. The proposed participation structure envisages Paisalo funding 80% and LoanKhata funding 20% of each eligible loan. The facility will focus on Micro-enterprises and MSMEs.

The issue, which opened on 7 August 2026 and was scheduled to close on 20 August 2026, witnessed strong investor participation and achieved full subscription ahead of schedule, accordingly, the Company has decided to exercise the option for early closure and close the issue on Monday, 17 August 2026.

The Rs 300 crore issuance represents the first tranche under the Company's approved Rs 900 crore NCD programme.

Paisalo Digital announced the signing of a Rs 500 crore co-lending MOU with FatakPay.

Under the MOU, the co-lending partnership will have an overall limit of  Rs 500 crore and will operate on an 80:20 participation basis, with Paisalo funding 80% and FatakPay funding 20% of each loan. The facility will focus on extending credit to eligible borrowers, including micro-enterprises and MSMEs.

As part of the operating framework, Paisalo will undertake KYC verification of customers in compliance with regulatory requirements and customer data storage in compliance with regulatory requirements.

Paisalo Digital said its technology-enabled BC platform combines physical distribution, partnerships with banks and digital infrastructure to deliver financial services to underserved customers. The company operates an asset-light, partnership-led model through the channel.

As of Q1 FY27, Paisalo's network comprised 5,995 touchpoints across 23 states, supported by 1,574 Business Correspondents. The company has partnerships with public sector banks including State Bank of India, Bank of India and Indian Overseas Bank under the BC framework.

Paisalo said crossing the $1 billion GTV threshold validates the scalability of its BC channel and strengthens its customer acquisition and engagement capabilities. The company expects rising transaction activity to support greater customer engagement, cross-selling opportunities and improved productivity across its distribution network.

Santanu Agarwal, deputy managing director of Paisalo Digital, said the milestone reflects the growing scale and maturity of the company's distribution platform and the increasing trust of customers in its partnership-led model.

Paisalo Digital is engaged in the business of providing convenient and accessible formal credit to underserved borrowers, MSMEs and micro-enterprises across India.

Paisalo Digital's AUM rose 28% year-on-year and 10% quarter-on-quarter to Rs 6,707.40 crore in Q1 FY27. Disbursements surged 128% YoY and 29% QoQ to Rs 1,730.90 crore. Total income increased 19% YoY to Rs 260.30 crore, while profit after tax (PAT) rose 30% YoY to Rs 61.30 crore. Net interest margin improved 4 basis points YoY to 6.6%, but declined 26 basis points QoQ. Asset quality also improved, with GNPA declining to 0.70% from 0.84% a year ago and 0.76% in Q4 FY26, while NNPA fell to 0.49% from 0.68% YoY and 0.61% QoQ.