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Total gross advances rose 1.64% QoQ and 12.50% YoY to Rs 10,96,331 crore. Domestic advances increased 1.94% QoQ and 13.11% YoY to Rs 10,61,128 crore, while Retail, Agriculture and MSME (RAM) advances grew 1.61% QoQ and 11.56% YoY to Rs 6,08,095 crore.
Total deposits increased 3.50% YoY but declined 1.80% QoQ to Rs 12,83,365 crore. Domestic deposits rose 3.49% YoY and fell 1.80% QoQ to Rs 12,82,770 crore. Domestic CASA deposits climbed 11.72% YoY but slipped 2.12% QoQ to Rs 4,50,220 crore. The CASA ratio edged down to 35.10% from 35.21% in the March 2026 quarter, but improved from 32.51% a year earlier.
The domestic credit-to-deposit ratio, excluding bank deposits, improved to 83.38% from 80.40% in the preceding quarter and 76.24% a year earlier.
The domestic credit-to-deposit ratio, excluding bank deposits, improved to 83.38% from 80.40% in the preceding quarter and 76.24% a year earlier. Including bank deposits, the ratio improved to 82.72% from 79.69% in the March 2026 quarter and 75.68% a year ago.
The bank said the figures are provisional and subject to review by the statutory central auditors and other necessary approvals.
Union Bank of India is one of the leading public sector banks in the country. The Government of India holds 74.76% of the bank's total paid-up capital.
The bank reported a 6.6% rise in net profit to Rs 5,315.76 crore despite a 2.75% decline in total income to Rs 31,851.15 crore in Q4 FY26 over Q4 FY25.
Union Bank of India is down for a fifth straight session today. The stock is quoting at Rs 173.2, down 0.78% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.08% on the day, quoting at 23927.75. The Sensex is at 76618.81, down 0.14%.Union Bank of India has added around 6.56% in last one month.Meanwhile, Nifty Bank index of which Union Bank of India is a constituent, has increased around 7.45% in last one month and is currently quoting at 57727.35, down 0.16% on the day. The volume in the stock stood at 58.47 lakh shares today, compared to the daily average of 128.12 lakh shares in last one month.
The benchmark June futures contract for the stock is quoting at Rs 173.3, down 0.98% on the day. Union Bank of India jumped 12% in last one year as compared to a 6.32% slide in NIFTY and a 0.31% spurt in the Nifty Bank index.
The PE of the stock is 7.13 based on TTM earnings ending March 26.
Union Bank of India is up for a fifth straight session in a row. The stock is quoting at Rs 165.28, up 2.84% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 1.01% on the day, quoting at 23958.55. The Sensex is at 76230.39, up 1.08%. Union Bank of India has dropped around 6.14% in last one month.
Meanwhile, Nifty Bank index of which Union Bank of India is a constituent, has dropped around 2.29% in last one month and is currently quoting at 54055.35, up 1.7% on the day. The volume in the stock stood at 63 lakh shares today, compared to the daily average of 137.52 lakh shares in last one month.
The benchmark May futures contract for the stock is quoting at Rs 164.9, up 2.26% on the day. Union Bank of India is up 17.71% in last one year as compared to a 4.17% fall in NIFTY and a 1.08% fall in the Nifty Bank index.
The PE of the stock is 6.57 based on TTM earnings ending March 26.
Union Bank of India fell for a fifth straight session today. The stock is quoting at Rs 170.05, down 0.25% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 1.36% on the day, quoting at 24320.85. The Sensex is at 77922.32, up 1.35%.Union Bank of India has gained around 3.56% in last one month.Meanwhile, Nifty Bank index of which Union Bank of India is a constituent, has increased around 11.53% in last one month and is currently quoting at 55400.35, up 1.22% on the day. The volume in the stock stood at 109.5 lakh shares today, compared to the daily average of 203 lakh shares in last one month.
The benchmark May futures contract for the stock is quoting at Rs 170.8, down 0.5% on the day. Union Bank of India jumped 35.2% in last one year as compared to a 0.05% slide in NIFTY and a 1.79% spurt in the Nifty Bank index.
The PE of the stock is 6.97 based on TTM earnings ending March 26.
For the full year,net profit rose 7.78% to Rs 19430.20 crore in the year ended March 2026 as against Rs 18026.96 crore during the previous year ended March 2025. Total Operating Income rose 0.19% to Rs 106798.89 crore in the year ended March 2026 as against Rs 106600.24 crore during the previous year ended March 2025.
Union Bank of India, Havells India Ltd, Thomas Cook (India) Ltd and Thangamayil Jewellery Ltd are among the other losers in the BSE's 'A' group today, 23 April 2026.
IIFL Finance Ltd crashed 8.94% to Rs 425.65 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 2.42 lakh shares were traded on the counter so far as against the average daily volumes of 62856 shares in the past one month.
Union Bank of India lost 8.38% to Rs 177.75. The stock was the second biggest loser in 'A' group.On the BSE, 17.33 lakh shares were traded on the counter so far as against the average daily volumes of 7.29 lakh shares in the past one month.
Havells India Ltd tumbled 6.77% to Rs 1259.1. The stock was the third biggest loser in 'A' group.On the BSE, 2.65 lakh shares were traded on the counter so far as against the average daily volumes of 46587 shares in the past one month.
Thomas Cook (India) Ltd slipped 6.22% to Rs 100.37. The stock was the fourth biggest loser in 'A' group.On the BSE, 84471 shares were traded on the counter so far as against the average daily volumes of 1.78 lakh shares in the past one month.
Thangamayil Jewellery Ltd dropped 5.71% to Rs 3790.95. The stock was the fifth biggest loser in 'A' group.On the BSE, 4164 shares were traded on the counter so far as against the average daily volumes of 5853 shares in the past one month.
Provisions and contingencies dropped by 31.67% to Rs 1,054.98 crore in Q4 FY26 from Rs 1,543.92 crore in Q4 FY25.
On the asset quality front, the gross NPA ratio declined to 2.82% as of 31 March 2026 from 3.60% a year ago. The net NPA ratio fell 15 basis points to 0.48% from 0.63% over the same period.
Total business grew 5.78% YoY, with gross advances rising 9.74% and total deposits increasing 2.72%. The bank’s total business stood at Rs 23,85,502 crore as of 31 March 2026.
Global deposits rose 2.72% YoY. The bank now has a total deposit base of Rs 13,06,891 crore as of 31 March 2026. The RAM segment of the bank grew 12.56% YoY, with retail advances rising 16.75% and MSME advances increasing 18.75% YoY. RAM advances as a percentage of domestic advances stood at 57.49%.
The CRAR stood at 18.10% as of 31 March 2026, while the CET-1 ratio improved to 15.69% from 14.98% a year ago.
The bank’s return on assets (ROA) and return on equity (ROE) stood at 1.25% and 15.86%, respectively, during FY26.
Meanwhile, the board has recommended a dividend of Rs 5 per equity share (face value Rs 10) for FY26, subject to shareholder approval at the ensuing AGM. The record date and AGM details will be announced in due course.