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Total deposits of the bank stood at Rs 21,087 crore as of 31 December 2025, registering a 4.5% year-on-year increase, while declining 1.7% quarter-on-quarter.
Retail term deposits and bulk term deposits totaled Rs 12,586 crore (up 23.8% YoY) and Rs 3,890 crore (down 35.6% YoY), respectively.
The CASA ratio stood at 21.9% as of 31 December 2025, compared to 19.7% as of 31 December 2024 and 20.9% as of 30 September 2025.
Collection efficiency (excluding prepayments) for the bank’s microbanking loan portfolio for Q3 FY26 was 99.1%.
The liquidity coverage ratio (LCR) stood at 200% as of 31 December 2025.
Utkarsh Small Finance Bank is engaged in providing banking and financial services with a focus on providing financial services to the underserved and unserved sections. The bank's microfinance lending activities are primarily focused in rural and semi-urban locations of the country, while its other services are spread across the country.
The company reported a standalone net loss of Rs 348.46 crore in Q2 FY26 as against a net profit of Rs 51.39 crore posted in Q2 FY25. Revenue from operations jumped 14% year on year (YoY) to Rs 937.32 crore in Q2 FY26 over Q2 FY25.
Shares of Utkarsh Small Finance Bank rose 1.98% to Rs 15.44 on the BSE.
His resignation will be effective from the close of business hours on 31 December 2025. The bank noted that there is no inter-se relationship between its directors, and no further profile details were provided.
Utkarsh Small Finance Bank engaged in providing banking and financial services and governed by the Banking.
The company reported standalone net loss of Rs 348.46 crore in Q2 FY26 as against net profit of Rs 51.39 crore posted in Q2 FY25. Revenue from operations jumped 14% year on year (YoY) to Rs 937.32 crore in Q2 FY26 over Q2 FY25.
Shares of Utkarsh Small Finance Bank rose 0.41% to Rs 14.83 on the BSE.