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In the cash market, the Nifty 50 index dropped 353 points or 1.38% to 25,232.50.
The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, surged 7.63% to 12.73.
HDFC Bank, ICICI Bank and Reliance Industries were the top-traded individual stock futures contracts in the F&O segment of the NSE.
The January 2026 F&O contracts will expire on 27 January 2026.
Oil & Gas shares snapped their two-day rally.
At 12:25 IST, the barometer index, the S&P BSE Sensex declined 536.78 points or 0.65% to 83,035.10. The Nifty 50 index fell 170.45 points or 0.67% to 25,522.30.
In the broader market, the S&P BSE Mid-Cap index declined 0.52% and the S&P BSE Small-Cap index fell 1.09%.
The market breadth was positive. On the BSE, 1,158 shares rose and 2,925 shares fell. A total of 221 shares were unchanged.
Derivatives:
The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, rose 0.26% to 11.35. The Nifty 27 January 2026 futures were trading at 25,576, at a premium of 53.7 points as compared with the spot at 25,522.30.
The Nifty option chain for the 27 January 2026 expiry showed a maximum call OI of 111.3 lakh contracts at the 26,000 strike price. Maximum put OI of 47.5 lakh contracts was seen at 25,000 strike price.
Buzzing Index:
The Nifty Oil & Gas index declined 1.68% to 11,550.85. The index rose 0.82% in the previous two consecutive trading sessions.
Reliance Industries (down 3.33%), Aegis Logistics (down 2.5%), Oil India (down 2.06%), Petronet LNG (down 1.74%), Oil & Natural Gas Corpn (down 1.59%), Indraprastha Gas (down 1.29%), Gujarat Gas (down 1.27%), Gujarat State Petronet (down 1.26%), Hindustan Petroleum Corporation (down 1.07%) and Bharat Petroleum Corporation (down 0.85%) declined.
Stocks in Spotlight:
HDFC Bank shed 0.62%. The company reported a11.46% jump in standalone net profit to Rs 18,563.75 crore on 2.91% increase in total income to Rs 90,005 crore in Q3 FY26 over Q3 FY25.
ICICI Bank slipped 2.95% after the bank reported 4.02% fall in standalone net profit to Rs 11,318 crore in Q3 FY26 from Rs 11,792 crore in Q3 FY25.
Net interest income (NII) increased by 7.7% year-on-year (YoY) to Rs 21,932 crore in Q3 FY26. Net interest margin was 4.30% in Q3 FY26 as against 4.25% in Q3 FY25.
Non-interest income added up to Rs 7,525 crore (up 12.4% YoY) and fee income aggregated to Rs 6,180 crore (up 6.3% YoY) during the period under review.
Operating expenses increased by 13.2% YoY to Rs 11,944 crore in Q3 FY26 from Rs 10,552 crore in Q3 FY25. This includes Rs 145 crore of provisions on an estimated basis pursuant to the new Labour Codes.
There was a treasury loss of Rs 157 crore in Q3 FY26 as compared to gain of Rs 371 crore in Q3 FY25, primarily reflecting market movements.
Provisions (excluding provision for tax) were Rs 2,556 crore in Q3 FY26 compared to Rs 1,227 crore in Q3 FY25.
Following its annual supervisory review, RBI has directed the Bank to make a standard asset provision of Rs 1,283 crore in respect of a portfolio of agricultural priority sector credit facilities wherein the terms of the facilities were found to be not fully compliant with the regulatory requirements for classification as agricultural priority sector lending.
'There is no change in asset classification or in the terms and conditions applicable to the borrowers or in the repayment behaviour of borrowers as per these terms.
This additional standard asset provision will continue until the loans are repaid or renewed in conformity with the PSL classification guidelines,” the bank said in a statement.
Profit before tax in Q3 FY26 stood at Rs 14,800 crore, down by 5.5% from Rs 15,660 crore in Q3 FY25.
Total advances increased by 11.5% YoY to Rs 14,66,154 crore as on 31 December 2025. Total period-end deposits increased by 9.2% YoY to Rs 16,59,611 crore as on 31 December 2025.
With the addition of 402 branches during 9M-2026, the Bank had a network of 7,385 branches and 11,983 ATMs & cash recycling machines as on 31 December 2025.
The gross NPA ratio was 1.53% as on at 31 December 2025 compared to 1.96% as on 31 December 2024.
The net NPA ratio was 0.37% as on 31 December 2025 compared to 0.42% as on 31 December 2024.
The bank has written-off gross NPAs amounting to Rs 2,046 crore in Q3-2026. The provisioning coverage ratio on non-performing loans was 75.4% as on 31 December 2025.
As on 31 December 2025, the bank held total provisions, other than specific provisions on fund-based outstanding to borrowers classified as non-performing, amounting to Rs 22,657 crore or 1.5% of loans.
The bank’s total capital adequacy ratio as on 31 December 2025 was 17.34% and CET-1 ratio was 16.46% as compared to the minimum regulatory requirements of 11.70% and 8.20%, respectively.
The bank’s consolidated profit after tax was Rs 12,538 crore in Q3 FY26 compared to Rs 12,883 crore in Q3-2025, down 2.68% YoY. Consolidated assets grew by 8.8% YoY to Rs 27,53,471 crore as on 31 December 2025.
ICICI Bank (IBL) is a systemically important private sector bank in India. With a presence in banking, insurance, asset management, investment banking and private equity, the ICICI Group is a large player in the Indian financial system.
In the cash market, the Nifty 50 index declined 108.85 points or 0.42% to 25,585.50.
The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, rose 4% to 11.83.
Following its annual supervisory review, RBI has directed the Bank to make a standard asset provision of Rs 1,283 crore in respect of a portfolio of agricultural priority sector credit facilities wherein the terms of the facilities were found to be not fully compliant with the regulatory requirements for classification as agricultural priority sector lending. “There is no change in asset classification or in the terms and conditions applicable to the borrowers or in the repayment behaviour of borrowers as per these terms.
Profit before tax in Q3 FY26 stood at Rs 14,800 crore, up by _ % from Rs 15,660 crore in Q3 FY25.
The scrip had shed 0.46% to end at Rs 1411.65 on the BSE on Friday.
ICICI Bank Ltd rose for a fifth straight session today. The stock is quoting at Rs 1435, up 0.51% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.83% on the day, quoting at 25924.45. The Sensex is at 84326.41, down 0.75%. ICICI Bank Ltd has added around 4.35% in last one month.
Meanwhile, Nifty Bank index of which ICICI Bank Ltd is a constituent, has added around 0.77% in last one month and is currently quoting at 59990.85, down 0.52% on the day. The volume in the stock stood at 96.09 lakh shares today, compared to the daily average of 91.47 lakh shares in last one month.
The benchmark January futures contract for the stock is quoting at Rs 1435.8, up 0.36% on the day. ICICI Bank Ltd is up 13.67% in last one year as compared to a 10.19% gain in NIFTY and a 20.56% gain in the Nifty Bank index.
The PE of the stock is 20.62 based on TTM earnings ending September 25.
HDFC Bank Ltd fell 1.23% today to trade at Rs 950.6. The BSE BANKEX index is down 0.82% to quote at 66998.4. The index is up 0.83 % over last one month. Among the other constituents of the index, Kotak Mahindra Bank Ltd decreased 0.34% and ICICI Bank Ltd lost 0.2% on the day. The BSE BANKEX index went up 17.49 % over last one year compared to the 8.21% surge in benchmark SENSEX.
HDFC Bank Ltd has lost 5.23% over last one month compared to 0.83% gain in BSE BANKEX index and 0.57% drop in the SENSEX. On the BSE, 42898 shares were traded in the counter so far compared with average daily volumes of 7.23 lakh shares in the past one month. The stock hit a record high of Rs 1020.35 on 23 Oct 2025. The stock hit a 52-week low of Rs 812.13 on 13 Jan 2025.